CFPB · Single-product concentration

First Capital Recovery Inc.

9 CFPB complaints · 77.8% in "Debt collection" · top issue Improper contact or sharing of info.

9 CFPB complaints

First Capital Recovery Inc.: 77.8% of 9 CFPB complaints sit in "Debt collection". Timely 77.8% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -75% filings 2014 to 2021

CFPB relief outcome brief

CCDB company first-capital-recovery-inc

0% relief · 77.8% timely · 9 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

First Capital Recovery Inc. …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among First Capital Recovery Inc. and nearest filing-volume peers

First Capital Recovery Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 77.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

First Capital Recovery Inc. complaint mix by product

Total complaints: 9

First Capital Recovery Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 7 complaints (77.8%), resolution 0.0% Debt collection 77.8% Payday loan: 1 complaints (11.1%), resolution 0.0% Payday loan 11.1% Mortgage: 1 complaints (11.1%), resolution 0.0% Mortgage 11.1%
  • Debt collection 7 77.8% 0% relief
  • Payday loan 1 11.1% 0% relief
  • Mortgage 1 11.1% 0% relief

How First Capital Recovery Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 7
Payday loan 1
Mortgage 1

Where First Capital Recovery Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
33.3% of this company's filings
CA3MD1MI1TN1OH1AL1GA1

First Capital Recovery Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
1
-75% vs 2014
012345 201420152021 1

Top States

State Complaints
CA 3
MD 1
MI 1
TN 1
OH 1
AL 1
GA 1

Top Issues

Issue Complaints
Improper contact or sharing of info 2
Taking/threatening an illegal action 2
Cont'd attempts collect debt not owed 1
Communication tactics 1
Can't contact lender 1
Disclosure verification of debt 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2014 4 100%
2015 4 75%
2021 1 0%

Source: CFPB Consumer Complaint Database

First Capital Recovery Inc. filings cluster in one product

First Capital Recovery Inc.'s 9 logged complaints stay concentrated: only 7 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2021-11-19.

First Capital Recovery Inc. answers 77.8% of complaints inside the CFPB's tracked window and closes 77.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper contact or sharing of info."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First Capital Recovery Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for First Capital Recovery Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for First Capital Recovery Inc. (77.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration