CFPB · Single-product concentration
Federal Pacific Credit Company, LLC
45 CFPB complaints · 88.9% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Federal Pacific Credit Company, LLC: 88.9% of 45 CFPB complaints sit in "Debt collection". Timely 77.8% · relief 0%. Allegations, not findings.
- Single-product concentration
- -83.3% filings 2014 to 2022
CFPB relief outcome brief
CCDB company federal-pacific-credit-company-llc
0% relief · 77.8% timely · 45 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Federal Pacific Credit Company, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Federal Pacific Credit Company, LLC's 45 filings include narrative text
51.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Federal Pacific Credit Company, LLC complaint mix by product
- Debt collection 40 88.9% – 0% relief
- Credit reporting, 3 6.7% – 0% relief
- Consumer Loan 1 2.2% – 0% relief
- Vehicle loan 1 2.2% – 0% relief
How Federal Pacific Credit Company, LLC's 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 40 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Consumer Loan | 1 |
| Vehicle loan or lease | 1 |
Where Federal Pacific Credit Company, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 22.2% of this company's filings
Federal Pacific Credit Company, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 1
- -83.3% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 10 |
| TX | 6 |
| CA | 3 |
| AZ | 2 |
| SC | 2 |
| PA | 2 |
| NY | 2 |
| MD | 2 |
| MO | 2 |
| LA | 1 |
| KY | 1 |
| IL | 1 |
| ID | 1 |
| NH | 1 |
| NC | 1 |
| WA | 1 |
| MI | 1 |
| SD | 1 |
| MN | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 10 |
| Attempts to collect debt not owed | 8 |
| Communication tactics | 5 |
| False statements or representation | 4 |
| Written notification about debt | 4 |
| Taking/threatening an illegal action | 3 |
| Disclosure verification of debt | 2 |
| Incorrect information on your report | 2 |
| Took or threatened to take negative or legal action | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Improper contact or sharing of info | 1 |
| Taking out the loan or lease | 1 |
| Improper use of your report | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 6 | 33.3% |
| 2015 | 5 | 60% |
| 2016 | 6 | 66.7% |
| 2017 | 13 | 92.3% |
| 2018 | 10 | 90% |
| 2019 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Federal Pacific Credit Company, LLC filings cluster in one product
Federal Pacific Credit Company, LLC's 45 logged complaints stay concentrated: only 23 states show a filing. 51.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2022-03-17.
Federal Pacific Credit Company, LLC answers 77.8% of complaints inside the CFPB's tracked window and closes 77.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Federal Pacific Credit Company, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Federal Pacific Credit Company, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 45.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 77.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Federal Pacific Credit Company, LLC (77.8% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration