Federal Pacific Credit Company, LLC
45 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Federal Pacific Credit Company, LLC complaint mix by product
- Debt collection 40 88.9% – 0% relief
- Credit reporting, 3 6.7% – 0% relief
- Consumer Loan 1 2.2% – 0% relief
- Vehicle loan 1 2.2% – 0% relief
How Federal Pacific Credit Company, LLC's 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 40 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Consumer Loan | 1 |
| Vehicle loan or lease | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 10 |
| TX | 6 |
| CA | 3 |
| AZ | 2 |
| SC | 2 |
| PA | 2 |
| NY | 2 |
| MD | 2 |
| MO | 2 |
| LA | 1 |
| KY | 1 |
| IL | 1 |
| ID | 1 |
| NH | 1 |
| NC | 1 |
| WA | 1 |
| MI | 1 |
| SD | 1 |
| MN | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 10 |
| Attempts to collect debt not owed | 8 |
| Communication tactics | 5 |
| False statements or representation | 4 |
| Written notification about debt | 4 |
| Taking/threatening an illegal action | 3 |
| Disclosure verification of debt | 2 |
| Incorrect information on your report | 2 |
| Took or threatened to take negative or legal action | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Improper contact or sharing of info | 1 |
| Taking out the loan or lease | 1 |
| Improper use of your report | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 6 | 33.3% |
| 2015 | 5 | 60% |
| 2016 | 6 | 66.7% |
| 2017 | 13 | 92.3% |
| 2018 | 10 | 90% |
| 2019 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Federal Pacific Credit Company, LLC
Federal Pacific Credit Company, LLC's 45 logged complaints stay concentrated: only 23 states show a filing on record. 51.1% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2022-03-17.
Federal Pacific Credit Company, LLC answers 77.8% of complaints inside the CFPB's tracked window and closes 77.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Federal Pacific Credit Company, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Federal Pacific Credit Company, LLC have?
45, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Federal Pacific Credit Company, LLC respond to complaints on time?
77.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Federal Pacific Credit Company, LLC?
"Cont'd attempts collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.