CFPB · Diversified product mix

Federal Financial Services Inc

19 CFPB complaints · diversified mix (top product 31.6%) · top issue Incorrect information on your report.

19 CFPB complaints

Federal Financial Services Inc: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 31.6% of 19 - multi-bucket mix. Timely 94.7% · relief 21.1%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2014 to 2021

CFPB relief outcome brief

CCDB company federal-financial-services-inc

21.1% relief · 94.7% timely · 19 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: First Investors Servicing Corporation, Atlanta, GA Branch (24.7% relief)

Federal Financial Services I…21.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Federal Financial Services Inc and nearest filing-volume peers

Federal Financial Services Inc closes 21.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 19 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 94.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 21.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Federal Financial Services Inc complaint mix by product

Total complaints: 19

Federal Financial Services Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 19 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 6 complaints (31.6%), resolution 33.3% Credit reporting, 31.6% Vehicle loan: 4 complaints (21.1%), resolution 0.0% Vehicle loan 21.1% Debt collection: 4 complaints (21.1%), resolution 0.0% Debt collection 21.1% Payday loan,: 3 complaints (15.8%), resolution 66.7% Payday loan, 15.8% Consumer Loan: 1 complaints (5.3%), resolution 0.0% Checking or: 1 complaints (5.3%), resolution 0.0%
  • Credit reporting, 6 31.6% 33% relief
  • Vehicle loan 4 21.1% 0% relief
  • Debt collection 4 21.1% 0% relief
  • Payday loan, 3 15.8% 67% relief
  • Consumer Loan 1 5.3% 0% relief
  • Checking or 1 5.3% 0% relief

How Federal Financial Services Inc's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 6
Vehicle loan or lease 4
Debt collection 4
Payday loan, title loan, or personal loan 3
Consumer Loan 1
Checking or savings account 1

Concentrated filing states for Federal Financial Services Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
63.2% of this company's filings
NC12VA2GA2FL1OH1

Federal Financial Services Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2021
3
0% vs 2014
02468 201420172018201920202021 3

Top States

State Complaints
NC 12
VA 2
GA 2
FL 1
OH 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Struggling to pay your loan 2
Managing the loan or lease 2
False statements or representation 2
Cont'd attempts collect debt not owed 1
Improper use of your report 1
Managing an account 1
Charged fees or interest you didn't expect 1
Problem with additional add-on products or services 1
Problem when making payments 1
Problem with a credit reporting company's investigation into an existing problem 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2014 3 66.7%
2017 3 100%
2018 1 100%
2019 7 100%
2020 2 100%
2021 3 100%

Source: CFPB Consumer Complaint Database

Federal Financial Services Inc spreads across product buckets

Federal Financial Services Inc's 19 logged complaints stay concentrated: only 5 states show a filing. Only 36.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2021-12-22.

Federal Financial Services Inc answers 94.7% of complaints inside the CFPB's tracked window and closes 78.9% with a written explanation. 21.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Federal Financial Services Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Federal Financial Services Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Federal Financial Services Inc (94.7% timely; 21.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix