CFPB · Single-product concentration
Epn, Inc.
14 CFPB complaints · 92.9% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Epn, Inc.: 92.9% of 14 CFPB complaints sit in "Debt collection". Timely 57.1% · relief 28.6%. Allegations, not findings.
- Single-product concentration
- -33.3% filings 2014 to 2025
CFPB relief outcome brief
CCDB company epn-inc
28.6% relief · 57.1% timely · 14 filings · Debt collection
Same-product relief peers
Nearest relief peer: Check Into Cash Inc. (29% relief)
Epn, Inc. closes 28.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 14 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Epn, Inc. complaint mix by product
- Debt collection 13 92.9% – 31% relief
- Credit reporting, 1 7.1% – 0% relief
How Epn, Inc.'s 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 13 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Epn, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- UT
- 64.3% of this company's filings
Epn, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 2
- -33.3% vs 2014
Top States
| State | Complaints |
|---|---|
| UT | 9 |
| HI | 2 |
| AZ | 1 |
| OK | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 4 |
| Took or threatened to take negative or legal action | 3 |
| Disclosure verification of debt | 3 |
| False statements or representation | 2 |
| Incorrect information on your report | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 5 | 80% |
| 2016 | 1 | 100% |
| 2023 | 3 | 0% |
| 2025 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Epn, Inc. filings cluster in one product
Epn, Inc.'s 14 logged complaints stay concentrated: only 5 states show a filing. Only 21.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2025-12-03.
Epn, Inc. answers 57.1% of complaints inside the CFPB's tracked window and closes 28.6% with a written explanation. 28.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Epn, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Epn, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 14.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 57.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Epn, Inc. (57.1% timely; 28.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration