CFPB · Single-product concentration
eMortgage Funding LLC
55 CFPB complaints · 96.4% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
eMortgage Funding LLC: 96.4% of 55 CFPB complaints sit in "Mortgage". Timely 12.7% · relief 1.8%. Allegations, not findings.
- Single-product concentration
- +900% filings 2020 to 2026
CFPB relief outcome brief
CCDB company emortgage-funding-llc
1.8% relief · 12.7% timely · 55 filings · Mortgage
Same-product relief peers
Nearest relief peer: Hilltop Holdings, Inc (1.8% relief)
eMortgage Funding LLC closes 1.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of eMortgage Funding LLC's 55 filings include narrative text
49.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
eMortgage Funding LLC complaint mix by product
- Mortgage 53 96.4% – 2% relief
- Credit reporting 2 3.6% – 0% relief
How eMortgage Funding LLC's 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 53 |
| Credit reporting or other personal consumer reports | 2 |
Where eMortgage Funding LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 12.7% of this company's filings
eMortgage Funding LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 20
- +900% vs 2020
Top States
| State | Complaints |
|---|---|
| NC | 7 |
| VA | 5 |
| CA | 5 |
| FL | 5 |
| MI | 4 |
| OR | 3 |
| WA | 2 |
| IL | 2 |
| AZ | 2 |
| NJ | 2 |
| CO | 2 |
| TX | 2 |
| GA | 1 |
| IN | 1 |
| PA | 1 |
| TN | 1 |
| LA | 1 |
| WI | 1 |
| MN | 1 |
| KY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 31 |
| Closing on a mortgage | 17 |
| Struggling to pay mortgage | 3 |
| Trouble during payment process | 2 |
| Improper use of your report | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 2 | 0% |
| 2021 | 3 | 0% |
| 2022 | 4 | 0% |
| 2023 | 5 | 40% |
| 2024 | 8 | 25% |
| 2025 | 13 | 7.7% |
| 2026 | 20 | 10% |
Source: CFPB Consumer Complaint Database
eMortgage Funding LLC filings cluster in one product
eMortgage Funding LLC's 55 logged complaints stay concentrated: only 25 states show a filing. 49.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-11.
eMortgage Funding LLC answers 12.7% of complaints inside the CFPB's tracked window and closes 38.2% with a written explanation. 1.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about eMortgage Funding LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for eMortgage Funding LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 55.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 12.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for eMortgage Funding LLC (12.7% timely; 1.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration