CFPB · Single-product concentration
Elite Financial Services, Inc.
47 CFPB complaints · 72.3% in "Debt collection" · top issue Communication tactics.
Elite Financial Services, Inc.: 72.3% of 47 CFPB complaints sit in "Debt collection". Timely 61.659574468085104% · relief 2.1531914893617023%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2025
CFPB relief outcome brief
CCDB company elite-financial-services-inc-2
2.1531914893617023% relief · 61.659574468085104% timely · 47 filings · Debt collection
Same-product relief peers
Nearest relief peer: Asset Recovery Solutions, LLC (2.2% relief)
Elite Financial Services, Inc. closes 2.1531914893617023% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Elite Financial Services, Inc.'s 47 filings include narrative text
42.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Elite Financial Services, Inc. complaint mix by product
- Debt collection 34 72.3% – 3% relief
- Debt or 5 10.6% – 0% relief
- Credit reporting, 3 6.4% – 0% relief
- Credit reporting 2 4.3% – 0% relief
- Payday loan, 1 2.1% – 0% relief
- Mortgage 1 2.1% – 0% relief
- Payday loan, 1 2.1% – 0% relief
How Elite Financial Services, Inc.'s 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 34 |
| Debt or credit management | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Mortgage | 1 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Elite Financial Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MO
- 42.6% of this company's filings
Elite Financial Services, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2025
- 3
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| MO | 20 |
| FL | 5 |
| KS | 3 |
| DE | 2 |
| IA | 2 |
| CA | 2 |
| SC | 2 |
| NE | 1 |
| VA | 1 |
| AZ | 1 |
| NJ | 1 |
| ND | 1 |
| IL | 1 |
| GA | 1 |
| MI | 1 |
| TX | 1 |
| OR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 7 |
| Written notification about debt | 6 |
| Cont'd attempts collect debt not owed | 6 |
| Attempts to collect debt not owed | 6 |
| Took or threatened to take negative or legal action | 4 |
| Incorrect information on your report | 3 |
| Didn't provide services promised | 2 |
| False statements or representation | 2 |
| Confusing or missing disclosures | 1 |
| Vehicle was repossessed or sold the vehicle | 1 |
| Charged upfront or unexpected fees | 1 |
| Problem with customer service | 1 |
| Improper use of your report | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Can't contact lender or servicer | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 7 | 28.6% |
| 2016 | 3 | 33.3% |
| 2017 | 4 | 75% |
| 2018 | 9 | 100% |
| 2019 | 5 | 100% |
| 2020 | 4 | 100% |
| 2021 | 3 | 66.7% |
| 2023 | 1 | 0% |
| 2024 | 5 | 0% |
| 2025 | 3 | 0% |
Source: CFPB Consumer Complaint Database
Elite Financial Services, Inc. filings cluster in one product
Elite Financial Services, Inc.'s 47 logged complaints stay concentrated: only 17 states show a filing. 42.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-10-03.
Elite Financial Services, Inc. answers 61.659574468085104% of complaints inside the CFPB's tracked window and closes 76.63404255319148% with a written explanation. 2.1531914893617023% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Elite Financial Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Elite Financial Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 47.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 61.659574468085104%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Elite Financial Services, Inc. (61.659574468085104% timely; 2.1531914893617023% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration