CFPB · Single-product concentration

eCon Credit LP

73 CFPB complaints · 78.1% in "Debt collection" · top issue Took or threatened to take negative or legal action.

73 CFPB complaints

eCon Credit LP: 78.1% of 73 CFPB complaints sit in "Debt collection". Timely 23.3% · relief 9.6%. Allegations, not findings.

  • Single-product concentration
  • +3100% filings 2015 to 2026

CFPB relief outcome brief

CCDB company econ-credit-lp

9.6% relief · 23.3% timely · 73 filings · Debt collection

Nearest relief peer: National Enterprise Systems, Inc. (9.6% relief)

eCon Credit LP (this)9.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among eCon Credit LP and nearest filing-volume peers

eCon Credit LP closes 9.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 73 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 23.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

eCon Credit LP complaint mix by product

Total complaints: 73

eCon Credit LP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 73 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 57 complaints (78.1%), resolution 1.8% Debt collection 78.1% Credit reporting,: 11 complaints (15.1%), resolution 36.4% Credit reporting, 15.1% Credit reporting: 2 complaints (2.7%), resolution 0.0% Vehicle loan: 1 complaints (1.4%), resolution 0.0% Credit reporting: 1 complaints (1.4%), resolution 100.0% Credit card: 1 complaints (1.4%), resolution 100.0%
  • Debt collection 57 78.1% 2% relief
  • Credit reporting, 11 15.1% 36% relief
  • Credit reporting 2 2.7% 0% relief
  • Vehicle loan 1 1.4% 0% relief
  • Credit reporting 1 1.4% 100% relief
  • Credit card 1 1.4% 100% relief

How eCon Credit LP's 73 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 57
Credit reporting, credit repair services, or other personal consumer reports 11
Credit reporting or other personal consumer reports 2
Vehicle loan or lease 1
Credit reporting 1
Credit card or prepaid card 1

Where eCon Credit LP complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
28.8% of this company's filings
TX21AZ12FL9IL6CA5GA4OK2MO2

eCon Credit LP rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
32
+3100% vs 2015
010203040 201520172018201920202021202220252026 32

Top States

State Complaints
TX 21
AZ 12
FL 9
IL 6
CA 5
GA 4
OK 2
MO 2
MI 2
NY 1
LA 1
NV 1
AL 1
OH 1
NC 1
WA 1
NJ 1
PA 1
DC 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 45
Incorrect information on your report 8
Attempts to collect debt not owed 7
Written notification about debt 3
Problem with a credit reporting company's investigation into an existing problem 2
Improper use of your report 1
Problem with a company's investigation into an existing problem 1
False statements or representation 1
Struggling to pay your loan 1
Incorrect information on credit report 1
Cont'd attempts collect debt not owed 1
Excessive fees 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2017 1 100%
2018 1 100%
2019 7 100%
2020 5 80%
2021 1 100%
2022 2 0%
2025 23 0%
2026 32 9.4%

Source: CFPB Consumer Complaint Database

eCon Credit LP filings cluster in one product

eCon Credit LP's 73 logged complaints stay concentrated: only 19 states show a filing. Only 30.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-24.

eCon Credit LP answers 23.3% of complaints inside the CFPB's tracked window and closes 15.1% with a written explanation. 9.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about eCon Credit LP.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for eCon Credit LP: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for eCon Credit LP (23.3% timely; 9.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration