CFPB · Single-product concentration

Drb-40, LLC

174 CFPB complaints · 89.1% in "Debt collection" · top issue Communication tactics.

174 CFPB complaints

Drb-40, LLC: 89.1% of 174 CFPB complaints sit in "Debt collection". Timely 99.4% · relief 0.6%. Allegations, not findings.

  • Single-product concentration
  • +1350% filings 2016 to 2026

CFPB relief outcome brief

CCDB company drb-40-llc

0.6% relief · 99.4% timely · 174 filings · Debt collection

Nearest relief peer: Credit Corp Solutions Inc. (0.6% relief)

Drb-40, LLC (this)0.6%Fairway Capital Recovery, LLC0%Mutual Management Services L…0%Uhg, LLC0%First Heritage Credit LLC33.1%
Closed-with-relief % among Drb-40, LLC and nearest filing-volume peers

Drb-40, LLC closes 0.6% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Drb-40, LLC's 174 filings include narrative text

52.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Drb-40, LLC complaint mix by product

Total complaints: 174

Drb-40, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 174 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 155 complaints (89.6%), resolution 0.6% Debt collection 89.6% Credit reporting: 8 complaints (4.6%), resolution 0.0% Payday loan,: 4 complaints (2.3%), resolution 0.0% Credit reporting,: 3 complaints (1.7%), resolution 0.0% Debt or: 1 complaints (0.6%), resolution 0.0% Credit card: 1 complaints (0.6%), resolution 0.0% Money transfer,: 1 complaints (0.6%), resolution 0.0%
  • Debt collection 155 89.6% 1% relief
  • Credit reporting 8 4.6% 0% relief
  • Payday loan, 4 2.3% 0% relief
  • Credit reporting, 3 1.7% 0% relief
  • Debt or 1 0.6% 0% relief
  • Credit card 1 0.6% 0% relief
  • Money transfer, 1 0.6% 0% relief

How Drb-40, LLC's 174 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 155
Credit reporting or other personal consumer reports 8
Payday loan, title loan, personal loan, or advance loan 4
Credit reporting, credit repair services, or other personal consumer reports 3
Debt or credit management 1
Credit card 1
Money transfer, virtual currency, or money service 1
Student loan 1

Where Drb-40, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
14.4% of this company's filings
TX25CA19FL17SC12OH10MO9TN9GA9

Drb-40, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
29
+1350% vs 2016
0204060 20162017201820192020202120222023202420252026 29

Top States

State Complaints
TX 25
CA 19
FL 17
SC 12
OH 10
MO 9
TN 9
GA 9
KS 6
IL 6
NC 6
NY 5
ID 3
AZ 3
WA 3
MD 3
MI 3
DC 3
OR 2
VA 2

Top Issues

Issue Complaints
Communication tactics 47
Attempts to collect debt not owed 34
Threatened to contact someone or share information improperly 19
Took or threatened to take negative or legal action 17
False statements or representation 15
Electronic communications 11
Written notification about debt 10
Improper use of your report 6
Incorrect information on your report 5
Confusing or missing disclosures 1
Charged fees or interest you didn't expect 1
Getting a credit card 1
Struggling to pay your loan 1
Other transaction problem 1
Problem with a company's investigation into an existing problem 1
Problem with the payoff process at the end of the loan 1
Improper contact or sharing of info 1
Disclosure verification of debt 1
Getting a loan 1

Yearly Trend

Year Complaints Timely
2016 2 50%
2017 11 100%
2018 9 100%
2019 4 100%
2020 6 100%
2021 13 100%
2022 9 100%
2023 14 100%
2024 29 100%
2025 48 100%
2026 29 100%

Source: CFPB Consumer Complaint Database

Drb-40, LLC filings cluster in one product

Drb-40, LLC's 174 logged complaints stay concentrated: only 33 states show a filing. 52.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-17.

Drb-40, LLC answers 99.4% of complaints inside the CFPB's tracked window and closes 98.9% with a written explanation. 0.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Drb-40, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Drb-40, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Drb-40, LLC (99.4% timely; 0.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration