CFPB · Single-product concentration
Delray Capital, LLC
94 CFPB complaints · 93.6% in "Debt collection" · top issue Taking/threatening an illegal action.
Delray Capital, LLC: 93.6% of 94 CFPB complaints sit in "Debt collection". Timely 76.6% · relief 2.1%. Allegations, not findings.
- Single-product concentration
- -98.5% filings 2014 to 2022
CFPB relief outcome brief
CCDB company delray-capital-llc
2.1% relief · 76.6% timely · 94 filings · Debt collection
Same-product relief peers
Nearest relief peer: R & B Corporation of Virginia (2.1% relief)
Delray Capital, LLC closes 2.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 94 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Delray Capital, LLC complaint mix by product
- Debt collection 88 93.6% – 2% relief
- Payday loan 4 4.3% – 0% relief
- Consumer Loan 1 1.1% – 0% relief
- Credit reporting, 1 1.1% – 0% relief
How Delray Capital, LLC's 94 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 88 |
| Payday loan | 4 |
| Consumer Loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Delray Capital, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 23.4% of this company's filings
Delray Capital, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 1
- -98.5% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 22 |
| CA | 9 |
| IL | 7 |
| FL | 6 |
| VA | 5 |
| NC | 4 |
| MI | 4 |
| NM | 4 |
| MO | 3 |
| LA | 3 |
| CO | 3 |
| MD | 3 |
| DE | 2 |
| WI | 2 |
| OH | 2 |
| NE | 1 |
| TN | 1 |
| NV | 1 |
| KY | 1 |
| IA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 28 |
| Communication tactics | 24 |
| False statements or representation | 15 |
| Cont'd attempts collect debt not owed | 14 |
| Improper contact or sharing of info | 4 |
| Can't contact lender | 4 |
| Disclosure verification of debt | 2 |
| Problems when you are unable to pay | 1 |
| Took or threatened to take negative or legal action | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 67 | 71.6% |
| 2015 | 20 | 95% |
| 2016 | 5 | 100% |
| 2019 | 1 | 0% |
| 2022 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Delray Capital, LLC filings cluster in one product
Delray Capital, LLC's 94 logged complaints stay concentrated: only 29 states show a filing. Only 11.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2022-12-13.
Delray Capital, LLC answers 76.6% of complaints inside the CFPB's tracked window and closes 70.2% with a written explanation. 2.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Taking/threatening an illegal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Delray Capital, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Delray Capital, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 94.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 76.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Delray Capital, LLC (76.6% timely; 2.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration