CFPB · Single-product concentration

DCN Holdings Inc.

80 CFPB complaints · 93.8% in "Debt collection" · top issue Communication tactics.

80 CFPB complaints

DCN Holdings Inc.: 93.8% of 80 CFPB complaints sit in "Debt collection". Timely 56.3% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2014 to 2026

CFPB relief outcome brief

CCDB company dcn-holdings-inc

0% relief · 56.3% timely · 80 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

DCN Holdings Inc. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among DCN Holdings Inc. and nearest filing-volume peers

DCN Holdings Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of DCN Holdings Inc.'s 80 filings include narrative text

53.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 56.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

DCN Holdings Inc. complaint mix by product

Total complaints: 80

DCN Holdings Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 80 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 75 complaints (93.8%), resolution 0.0% Debt collection 93.8% Credit reporting: 2 complaints (2.5%), resolution 0.0% Credit reporting,: 2 complaints (2.5%), resolution 0.0% Payday loan: 1 complaints (1.3%), resolution 0.0%
  • Debt collection 75 93.8% 0% relief
  • Credit reporting 2 2.5% 0% relief
  • Credit reporting, 2 2.5% 0% relief
  • Payday loan 1 1.3% 0% relief

How DCN Holdings Inc.'s 80 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 75
Credit reporting or other personal consumer reports 2
Credit reporting, credit repair services, or other personal consumer reports 2
Payday loan 1

Where DCN Holdings Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
16.3% of this company's filings
CA13NY10FL9TX4OH4GA3SC3NC3

DCN Holdings Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+200% vs 2014
05101520 2014201620182020202220242026 6

Top States

State Complaints
CA 13
NY 10
FL 9
TX 4
OH 4
GA 3
SC 3
NC 3
PA 3
MD 2
AZ 2
NJ 2
KS 2
VA 2
MA 2
MN 2
CO 1
OR 1
MI 1
WI 1

Top Issues

Issue Complaints
Communication tactics 24
Attempts to collect debt not owed 22
Took or threatened to take negative or legal action 9
Cont'd attempts collect debt not owed 6
False statements or representation 3
Disclosure verification of debt 3
Threatened to contact someone or share information improperly 3
Incorrect information on your report 2
Electronic communications 2
Written notification about debt 2
Improper use of your report 1
Improper contact or sharing of info 1
Charged fees or interest I didn't expect 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2014 2 50%
2015 8 25%
2016 12 83.3%
2017 9 66.7%
2018 17 52.9%
2019 5 40%
2020 5 100%
2021 4 0%
2022 3 33.3%
2023 2 0%
2024 4 50%
2025 3 100%
2026 6 66.7%

Source: CFPB Consumer Complaint Database

DCN Holdings Inc. filings cluster in one product

DCN Holdings Inc.'s 80 logged complaints stay concentrated: only 29 states show a filing. 53.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-05-05.

DCN Holdings Inc. answers 56.3% of complaints inside the CFPB's tracked window and closes 77.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about DCN Holdings Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for DCN Holdings Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for DCN Holdings Inc. (56.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration