CFPB · Single-product concentration
CW Financial
27 CFPB complaints · 74.1% in "Debt collection" · top issue Took or threatened to take negative or legal action.
CW Financial: 74.1% of 27 CFPB complaints sit in "Debt collection". Timely 3.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- -75% filings 2014 to 2026
CFPB relief outcome brief
CCDB company cw-financial
0% relief · 3.7% timely · 27 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
CW Financial closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of CW Financial's 27 filings include narrative text
51.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CW Financial complaint mix by product
- Debt collection 20 74.1% – 0% relief
- Credit reporting, 3 11.1% – 0% relief
- Mortgage 2 7.4% – 0% relief
- Vehicle loan 1 3.7% – 0% relief
- Payday loan, 1 3.7% – 0% relief
How CW Financial's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 20 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Mortgage | 2 |
| Vehicle loan or lease | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where CW Financial complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- AL
- 18.5% of this company's filings
CW Financial falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -75% vs 2014
Top States
| State | Complaints |
|---|---|
| AL | 5 |
| CA | 5 |
| NY | 4 |
| PA | 2 |
| OH | 2 |
| NC | 1 |
| MS | 1 |
| OK | 1 |
| IA | 1 |
| KS | 1 |
| WA | 1 |
| WI | 1 |
| OR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 5 |
| Communication tactics | 4 |
| Attempts to collect debt not owed | 4 |
| False statements or representation | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Incorrect information on your report | 2 |
| Repossession | 1 |
| Trouble during payment process | 1 |
| Problem when making payments | 1 |
| Loan modification,collection,foreclosure | 1 |
| Improper contact or sharing of info | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 0% |
| 2015 | 1 | 100% |
| 2016 | 2 | 0% |
| 2017 | 1 | 0% |
| 2018 | 1 | 0% |
| 2019 | 5 | 0% |
| 2020 | 2 | 0% |
| 2021 | 8 | 0% |
| 2025 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
CW Financial filings cluster in one product
CW Financial's 27 logged complaints stay concentrated: only 13 states show a filing. 51.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-01-13.
CW Financial answers 3.7% of complaints inside the CFPB's tracked window and closes 18.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CW Financial.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CW Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 27.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 3.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CW Financial (3.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration