CFPB · Single-product concentration
Credit Service Company, INC
220 CFPB complaints · 90% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit Service Company, INC: 90% of 220 CFPB complaints sit in "Debt collection". Timely 99.1% · relief 0%. Allegations, not findings.
- Single-product concentration
- +1800% filings 2013 to 2026
CFPB relief outcome brief
CCDB company credit-service-company-inc
0% relief · 99.1% timely · 220 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit Service Company, INC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Service Company, INC's 220 filings include narrative text
40.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Service Company, INC complaint mix by product
- Debt collection 198 90.0% – 0% relief
- Credit reporting, 13 5.9% – 0% relief
- Credit reporting 9 4.1% – 0% relief
How Credit Service Company, INC's 220 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 198 |
| Credit reporting, credit repair services, or other personal consumer reports | 13 |
| Credit reporting or other personal consumer reports | 9 |
Where Credit Service Company, INC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CO
- 37.7% of this company's filings
Credit Service Company, INC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 19
- +1800% vs 2013
Top States
| State | Complaints |
|---|---|
| CO | 83 |
| TX | 81 |
| NM | 8 |
| FL | 5 |
| GA | 4 |
| MD | 4 |
| CA | 4 |
| MO | 3 |
| LA | 2 |
| VA | 2 |
| MT | 2 |
| MI | 2 |
| ME | 2 |
| UT | 2 |
| KS | 1 |
| CT | 1 |
| WI | 1 |
| OH | 1 |
| OK | 1 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 68 |
| Written notification about debt | 53 |
| Cont'd attempts collect debt not owed | 19 |
| False statements or representation | 14 |
| Disclosure verification of debt | 12 |
| Took or threatened to take negative or legal action | 11 |
| Incorrect information on your report | 11 |
| Communication tactics | 11 |
| Threatened to contact someone or share information improperly | 6 |
| Improper use of your report | 5 |
| Taking/threatening an illegal action | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Improper contact or sharing of info | 1 |
| Problem with customer service | 1 |
| Unable to get your credit report or credit score | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 9 | 88.9% |
| 2015 | 8 | 100% |
| 2016 | 18 | 100% |
| 2017 | 21 | 100% |
| 2018 | 30 | 100% |
| 2019 | 15 | 100% |
| 2020 | 17 | 94.1% |
| 2021 | 28 | 100% |
| 2022 | 12 | 100% |
| 2023 | 4 | 100% |
| 2024 | 15 | 100% |
| 2025 | 23 | 100% |
| 2026 | 19 | 100% |
Source: CFPB Consumer Complaint Database
Credit Service Company, INC filings cluster in one product
Credit Service Company, INC's 220 logged complaints stay concentrated: only 25 states show a filing. 40.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-11.
Credit Service Company, INC answers 99.1% of complaints inside the CFPB's tracked window and closes 99.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Service Company, INC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Service Company, INC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 220.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Service Company, INC (99.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration