CFPB · Single-product concentration
Credit One LLC
37 CFPB complaints · 81.1% in "Debt collection" · top issue Attempts to collect debt not owed.
Credit One LLC: 81.1% of 37 CFPB complaints sit in "Debt collection". Timely 97.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- +1200% filings 2013 to 2026
CFPB relief outcome brief
CCDB company credit-one-llc
0% relief · 97.3% timely · 37 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Credit One LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 37 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit One LLC complaint mix by product
- Debt collection 30 81.1% – 0% relief
- Credit reporting 3 8.1% – 0% relief
- Payday loan, 1 2.7% – 0% relief
- Credit card 1 2.7% – 0% relief
- Vehicle loan 1 2.7% – 0% relief
- Mortgage 1 2.7% – 0% relief
How Credit One LLC's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 30 |
| Credit reporting or other personal consumer reports | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit card | 1 |
| Vehicle loan or lease | 1 |
| Mortgage | 1 |
Where Credit One LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 37.8% of this company's filings
Credit One LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 13
- +1200% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 14 |
| TX | 3 |
| NY | 3 |
| IL | 3 |
| AL | 2 |
| MD | 2 |
| NC | 1 |
| MO | 1 |
| OK | 1 |
| LA | 1 |
| IA | 1 |
| RI | 1 |
| TN | 1 |
| GA | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 11 |
| Written notification about debt | 6 |
| Cont'd attempts collect debt not owed | 4 |
| Incorrect information on your report | 3 |
| Took or threatened to take negative or legal action | 3 |
| False statements or representation | 2 |
| Communication tactics | 2 |
| Problem with the payoff process at the end of the loan | 1 |
| Other | 1 |
| Disclosure verification of debt | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 2 | 100% |
| 2016 | 1 | 100% |
| 2017 | 3 | 100% |
| 2018 | 2 | 100% |
| 2019 | 1 | 100% |
| 2020 | 3 | 100% |
| 2021 | 6 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 50% |
| 2024 | 1 | 100% |
| 2026 | 13 | 100% |
Source: CFPB Consumer Complaint Database
Credit One LLC filings cluster in one product
Credit One LLC's 37 logged complaints stay concentrated: only 15 states show a filing. Only 27% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-10.
Credit One LLC answers 97.3% of complaints inside the CFPB's tracked window and closes 89.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit One LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit One LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 37.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit One LLC (97.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration