Credit One LLC
37 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit One LLC complaint mix by product
- Debt collection 30 81.1% – 0% relief
- Credit reporting 3 8.1% – 0% relief
- Payday loan, 1 2.7% – 0% relief
- Credit card 1 2.7% – 0% relief
- Vehicle loan 1 2.7% – 0% relief
- Mortgage 1 2.7% – 0% relief
How Credit One LLC's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 30 |
| Credit reporting or other personal consumer reports | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Credit card | 1 |
| Vehicle loan or lease | 1 |
| Mortgage | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 14 |
| TX | 3 |
| NY | 3 |
| IL | 3 |
| AL | 2 |
| MD | 2 |
| NC | 1 |
| MO | 1 |
| OK | 1 |
| LA | 1 |
| IA | 1 |
| RI | 1 |
| TN | 1 |
| GA | 1 |
| NV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 11 |
| Written notification about debt | 6 |
| Cont'd attempts collect debt not owed | 4 |
| Incorrect information on your report | 3 |
| Took or threatened to take negative or legal action | 3 |
| False statements or representation | 2 |
| Communication tactics | 2 |
| Problem with the payoff process at the end of the loan | 1 |
| Other | 1 |
| Disclosure verification of debt | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 100% |
| 2015 | 2 | 100% |
| 2016 | 1 | 100% |
| 2017 | 3 | 100% |
| 2018 | 2 | 100% |
| 2019 | 1 | 100% |
| 2020 | 3 | 100% |
| 2021 | 6 | 100% |
| 2022 | 1 | 100% |
| 2023 | 2 | 50% |
| 2024 | 1 | 100% |
| 2026 | 13 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Credit One LLC
Credit One LLC's 37 logged complaints stay concentrated: only 15 states show a filing on record. Only 27% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-10.
Credit One LLC answers 97.3% of complaints inside the CFPB's tracked window and closes 89.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit One LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Credit One LLC have?
37, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Credit One LLC respond to complaints on time?
97.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Credit One LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.