Credit Clearing House of America, Inc.
73 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Clearing House of America, Inc. complaint mix by product
- Debt collection 62 84.9% – 0% relief
- Credit reporting, 5 6.8% – 0% relief
- Credit reporting 4 5.5% – 0% relief
- Debt or 1 1.4% – 0% relief
- Credit reporting 1 1.4% – 0% relief
How Credit Clearing House of America, Inc.'s 73 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 62 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 4 |
| Debt or credit management | 1 |
| Credit reporting | 1 |
Top States
| State | Complaints |
|---|---|
| KY | 49 |
| IN | 5 |
| OH | 4 |
| MO | 3 |
| MI | 2 |
| TN | 2 |
| NY | 1 |
| IL | 1 |
| PA | 1 |
| SC | 1 |
| CA | 1 |
| AZ | 1 |
| TX | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 25 |
| Written notification about debt | 15 |
| Disclosure verification of debt | 8 |
| Communication tactics | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Incorrect information on your report | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 2 |
| Improper use of your report | 2 |
| Problem with customer service | 1 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 100% |
| 2015 | 6 | 100% |
| 2016 | 4 | 100% |
| 2017 | 6 | 100% |
| 2018 | 4 | 100% |
| 2019 | 6 | 100% |
| 2020 | 8 | 100% |
| 2021 | 12 | 100% |
| 2022 | 8 | 100% |
| 2023 | 2 | 100% |
| 2024 | 2 | 100% |
| 2025 | 9 | 100% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Credit Clearing House of America, Inc.
Credit Clearing House of America, Inc.'s 73 logged complaints stay concentrated: only 14 states show a filing on record. Only 35.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2014 through 2026-02-15.
Credit Clearing House of America, Inc. answers 97.3% of complaints inside the CFPB's tracked window and closes 86.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Clearing House of America, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Credit Clearing House of America, Inc. have?
73, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Credit Clearing House of America, Inc. respond to complaints on time?
97.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Credit Clearing House of America, Inc.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.