CFPB · Single-product concentration
Columbia Credits, Inc
4 CFPB complaints · 100% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Columbia Credits, Inc: 100% of 4 CFPB complaints sit in "Debt collection". Timely 25% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2018
CFPB relief outcome brief
CCDB company columbia-credits-inc
0% relief · 25% timely · 4 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Columbia Credits, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Columbia Credits, Inc complaint mix by product
- Debt collection 4 100.0% – 0% relief
How Columbia Credits, Inc's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
Concentrated filing states for Columbia Credits, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- OR
- 50% of this company's filings
Columbia Credits, Inc complaints by year
Annual filing volume from the CFPB public database
- 2018
- 1
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| OR | 2 |
| VA | 1 |
| ID | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 1 |
| Taking/threatening an illegal action | 1 |
| Improper contact or sharing of info | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 1 | 0% |
| 2017 | 1 | 0% |
| 2018 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Columbia Credits, Inc filings cluster in one product
Columbia Credits, Inc's 4 logged complaints stay concentrated: only 3 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2018-10-05.
Columbia Credits, Inc answers 25% of complaints inside the CFPB's tracked window and closes 25% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Columbia Credits, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Columbia Credits, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 25%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Columbia Credits, Inc (25% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration