CFPB · Single-product concentration

Coastal Financial Solutions, LLC

42 CFPB complaints · 95.2% in "Debt collection" · top issue Communication tactics.

42 CFPB complaints

Coastal Financial Solutions, LLC: 95.2% of 42 CFPB complaints sit in "Debt collection". Timely 78.6% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -85.7% filings 2014 to 2020

CFPB relief outcome brief

CCDB company coastal-financial-solutions-llc

0% relief · 78.6% timely · 42 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Coastal Financial Solutions,…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Coastal Financial Solutions, LLC and nearest filing-volume peers

Coastal Financial Solutions, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Coastal Financial Solutions, LLC's 42 filings include narrative text

52.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 78.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Coastal Financial Solutions, LLC complaint mix by product

Total complaints: 42

Coastal Financial Solutions, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 42 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 40 complaints (95.2%), resolution 0.0% Debt collection 95.2% Mortgage: 1 complaints (2.4%), resolution 0.0% Credit reporting,: 1 complaints (2.4%), resolution 0.0%
  • Debt collection 40 95.2% 0% relief
  • Mortgage 1 2.4% 0% relief
  • Credit reporting, 1 2.4% 0% relief

How Coastal Financial Solutions, LLC's 42 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 40
Mortgage 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where Coastal Financial Solutions, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
21.4% of this company's filings
CA9TX7TN4CO3FL3VA3OH2OR2

Coastal Financial Solutions, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2020
1
-85.7% vs 2014
051015 201420152016201720182020 1

Top States

State Complaints
CA 9
TX 7
TN 4
CO 3
FL 3
VA 3
OH 2
OR 2
CT 1
NJ 1
MI 1
WA 1
IL 1
AZ 1
PA 1
OK 1
IA 1

Top Issues

Issue Complaints
Communication tactics 17
False statements or representation 6
Improper contact or sharing of info 6
Taking/threatening an illegal action 4
Cont'd attempts collect debt not owed 2
Threatened to contact someone or share information improperly 2
Took or threatened to take negative or legal action 2
Disclosure verification of debt 1
Struggling to pay mortgage 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2014 7 100%
2015 8 100%
2016 12 83.3%
2017 13 61.5%
2018 1 0%
2020 1 0%

Source: CFPB Consumer Complaint Database

Coastal Financial Solutions, LLC filings cluster in one product

Coastal Financial Solutions, LLC's 42 logged complaints stay concentrated: only 17 states show a filing. 52.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2020-03-17.

Coastal Financial Solutions, LLC answers 78.6% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Coastal Financial Solutions, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Coastal Financial Solutions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Coastal Financial Solutions, LLC (78.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration