2026 data Public-data reference. official source

Coastal Financial Solutions, LLC

38 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

38 consumer complaints filed with the CFPB

This profile shows Coastal Financial Solutions, LLC's complaint history from CFPB public records. 38 consumers have filed complaints since 2014. The company has a 81.6% timely response rate and has provided relief in 0% of cases.

38
Total Complaints
81.6%
Timely Response
18.4%
Disputed
0%
Relief Provided
17
States Active
2014
Since

Total complaints

38

Filed since 2014

Timely response

81.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 81.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Coastal Financial Solutions, LLC complaint mix by product

Total complaints: 38

Coastal Financial Solutions, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 38 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 37 complaints (97.4%), resolution 0.0% Debt collection 97.4% Credit reporting,: 1 complaints (2.6%), resolution 0.0%
  • Debt collection 37 97.4% 0% relief
  • Credit reporting, 1 2.6% 0% relief

How Coastal Financial Solutions, LLC's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 37
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
CA 9
TX 7
CO 3
TN 3
VA 2
OH 2
FL 2
NJ 1
IL 1
WA 1
CT 1
OR 1
MI 1
PA 1
IA 1
AZ 1
OK 1

Top Issues

Issue Complaints
Communication tactics 17
Improper contact or sharing of info 6
False statements or representation 5
Taking/threatening an illegal action 3
Cont'd attempts collect debt not owed 2
Threatened to contact someone or share information improperly 2
Disclosure verification of debt 1
Incorrect information on your report 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2014 7 100%
2015 8 100%
2016 10 80%
2017 11 72.7%
2018 1 0%
2020 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Coastal Financial Solutions, LLC

Coastal Financial Solutions, LLC has accumulated 38 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 18 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2020-03-17, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Coastal Financial Solutions, LLC reports a 81.6% timely-response rate and has closed 89.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 18.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Coastal Financial Solutions, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Coastal Financial Solutions, LLC have?

Coastal Financial Solutions, LLC has received 38 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Coastal Financial Solutions, LLC respond to complaints on time?

Coastal Financial Solutions, LLC has a 81.6% timely response rate to CFPB complaints.

What is the most common complaint about Coastal Financial Solutions, LLC?

The most common issue reported against Coastal Financial Solutions, LLC is "Communication tactics" in the "Debt collection" product category.

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