CFPB · Narrative-heavy record
Clayton Holdings LLC
12 CFPB complaints · 41.7% with narratives · top issue Improper use of your report.
Clayton Holdings LLC: 41.7% of 12 filings include consumer narratives. Timely 16.7% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2014 to 2026
CFPB relief outcome brief
CCDB company clayton-holdings-llc
0% relief · 16.7% timely · 12 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
Clayton Holdings LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Clayton Holdings LLC's 12 filings include narrative text
41.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Clayton Holdings LLC complaint mix by product
- Credit reporting 5 41.7% – 0% relief
- Mortgage 4 33.3% – 0% relief
- Checking or 1 8.3% – 0% relief
- Bank account 1 8.3% – 0% relief
- Debt collection 1 8.3% – 0% relief
How Clayton Holdings LLC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 5 |
| Mortgage | 4 |
| Checking or savings account | 1 |
| Bank account or service | 1 |
| Debt collection | 1 |
Concentrated filing states for Clayton Holdings LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 41.7% of this company's filings
Clayton Holdings LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -66.7% vs 2014
Top States
| State | Complaints |
|---|---|
| NY | 5 |
| OR | 2 |
| SC | 1 |
| CA | 1 |
| NJ | 1 |
| TX | 1 |
| OK | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 4 |
| Problem caused by your funds being low | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Loan servicing, payments, escrow account | 1 |
| Application, originator, mortgage broker | 1 |
| Making/receiving payments, sending money | 1 |
| Disclosure verification of debt | 1 |
| Closing on a mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 66.7% |
| 2016 | 1 | 0% |
| 2020 | 1 | 0% |
| 2024 | 1 | 0% |
| 2025 | 5 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Clayton Holdings LLC's narrative-rich complaint ledger
Clayton Holdings LLC's 12 logged complaints stay concentrated: only 7 states show a filing. 41.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-03-01.
Clayton Holdings LLC answers 16.7% of complaints inside the CFPB's tracked window and closes 25% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Clayton Holdings LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Clayton Holdings LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 16.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Clayton Holdings LLC (16.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record