2026 data Public-data reference. official source

CLAYTON AUTOS, INC

10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

10 consumer complaints filed with the CFPB

This profile shows CLAYTON AUTOS, INC's complaint history from CFPB public records. 10 consumers have filed complaints since 2015. The company has a 10% timely response rate and has provided relief in 0% of cases.

10
Total Complaints
10%
Timely Response
0%
Disputed
0%
Relief Provided
8
States Active
2015
Since

Total complaints

10

Filed since 2015

Timely response

10%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 10.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

CLAYTON AUTOS, INC complaint mix by product

Total complaints: 10

CLAYTON AUTOS, INC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 6 complaints (60.0%), resolution 0.0% Credit reporting 60.0% Mortgage: 1 complaints (10.0%), resolution 0.0% Mortgage 10.0% Debt collection: 1 complaints (10.0%), resolution 0.0% Debt collection 10.0% Consumer Loan: 1 complaints (10.0%), resolution 0.0% Consumer Loan 10.0% Checking or: 1 complaints (10.0%), resolution 0.0% Checking or 10.0%
  • Credit reporting 6 60.0% 0% relief
  • Mortgage 1 10.0% 0% relief
  • Debt collection 1 10.0% 0% relief
  • Consumer Loan 1 10.0% 0% relief
  • Checking or 1 10.0% 0% relief

How CLAYTON AUTOS, INC's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 6
Mortgage 1
Debt collection 1
Consumer Loan 1
Checking or savings account 1

Top States

State Complaints
MS 2
TN 2
AL 1
AZ 1
SC 1
FL 1
NY 1
TX 1

Top Issues

Issue Complaints
Improper use of your report 3
Problem with a company's investigation into an existing problem 1
Trouble during payment process 1
False statements or representation 1
Incorrect information on your report 1
Unable to get your credit report or credit score 1
Taking out the loan or lease 1
Opening an account 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2024 2 0%
2025 6 0%
2026 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CLAYTON AUTOS, INC

CLAYTON AUTOS, INC has accumulated 10 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-01-22, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CLAYTON AUTOS, INC reports a 10% timely-response rate and has closed 10% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CLAYTON AUTOS, INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CLAYTON AUTOS, INC have?

CLAYTON AUTOS, INC has received 10 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CLAYTON AUTOS, INC respond to complaints on time?

CLAYTON AUTOS, INC has a 10% timely response rate to CFPB complaints.

What is the most common complaint about CLAYTON AUTOS, INC?

The most common issue reported against CLAYTON AUTOS, INC is "Improper use of your report" in the "Credit reporting or other personal consumer reports" product category.

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