2026 data Public-data reference Official source

Citizens Debt relief LLC

46 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

46
Total Complaints
41.3%
Timely Response
0%
Disputed
4.3%
Relief Provided
15
States Active
2022
Since

Data updated June 2026

Timely response rate 41.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.3%
Industry median

Share closed with monetary or non-monetary relief.

Citizens Debt relief LLC complaint mix by product

Total complaints: 46

Citizens Debt relief LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 46 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 41 complaints (89.1%), resolution 0.0% Debt or 89.1% Debt collection: 2 complaints (4.3%), resolution 0.0% Credit reporting,: 2 complaints (4.3%), resolution 100.0% Payday loan,: 1 complaints (2.2%), resolution 0.0%
  • Debt or 41 89.1% 0% relief
  • Debt collection 2 4.3% 0% relief
  • Credit reporting, 2 4.3% 100% relief
  • Payday loan, 1 2.2% 0% relief

How Citizens Debt relief LLC's 46 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 41
Debt collection 2
Credit reporting, credit repair services, or other personal consumer reports 2
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
CA 9
TX 8
NY 7
FL 5
PA 3
MI 2
AZ 2
WI 2
MT 2
NV 1
NM 1
SD 1
CO 1
NC 1
MD 1

Top Issues

Issue Complaints
Didn't provide services promised 30
Problem with customer service 4
Charged upfront or unexpected fees 4
Unauthorized withdrawals or charges 3
False statements or representation 1
Attempts to collect debt not owed 1
Struggling to pay your loan 1
Fraud or scam 1
Excessive fees 1

Yearly Trend

Year Complaints Timely
2022 2 100%
2023 1 100%
2024 3 100%
2025 19 57.9%
2026 21 9.5%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Citizens Debt relief LLC

Citizens Debt relief LLC's 46 logged complaints stay concentrated: only 15 states show a filing on record. 50% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-06-23.

Citizens Debt relief LLC answers 41.3% of complaints inside the CFPB's tracked window and closes 45.7% with a written explanation. 4.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Didn't provide services promised."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Citizens Debt relief LLC.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Citizens Debt relief LLC have?

46, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Citizens Debt relief LLC respond to complaints on time?

41.3% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Citizens Debt relief LLC?

"Didn't provide services promised", filed under the "Debt or credit management" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.