CFPB · Single-product concentration
Charlottesville Bureau of Credits, Inc
62 CFPB complaints · 75.8% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
Charlottesville Bureau of Credits, Inc: 75.8% of 62 CFPB complaints sit in "Debt collection". Timely 83.9% · relief 0%. Allegations, not findings.
- Single-product concentration
- -50% filings 2013 to 2024
CFPB relief outcome brief
CCDB company charlottesville-bureau-of-credits-inc
0% relief · 83.9% timely · 62 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Charlottesville Bureau of Credits, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 62 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Charlottesville Bureau of Credits, Inc complaint mix by product
- Debt collection 47 75.8% – 0% relief
- Credit reporting, 8 12.9% – 0% relief
- Credit reporting 3 4.8% – 0% relief
- Consumer Loan 1 1.6% – 0% relief
- Credit reporting 1 1.6% – 0% relief
- Money transfer, 1 1.6% – 0% relief
- Credit card 1 1.6% – 0% relief
How Charlottesville Bureau of Credits, Inc's 62 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 47 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Credit reporting or other personal consumer reports | 3 |
| Consumer Loan | 1 |
| Credit reporting | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Credit card or prepaid card | 1 |
Where Charlottesville Bureau of Credits, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 30.6% of this company's filings
Charlottesville Bureau of Credits, Inc falling annual filings
Annual filing volume from the CFPB public database
- 2024
- 2
- -50% vs 2013
Top States
| State | Complaints |
|---|---|
| VA | 19 |
| MD | 12 |
| NC | 8 |
| TX | 5 |
| WV | 3 |
| NY | 3 |
| IA | 2 |
| FL | 2 |
| PA | 2 |
| SC | 1 |
| AL | 1 |
| AE | 1 |
| CA | 1 |
| GA | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 13 |
| Disclosure verification of debt | 11 |
| Improper use of your report | 7 |
| Attempts to collect debt not owed | 7 |
| Written notification about debt | 6 |
| False statements or representation | 5 |
| Incorrect information on your report | 3 |
| Improper contact or sharing of info | 2 |
| Communication tactics | 2 |
| Managing the loan or lease | 1 |
| Incorrect information on credit report | 1 |
| Took or threatened to take negative or legal action | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Fraud or scam | 1 |
| Problem with a purchase or transfer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 7 | 100% |
| 2015 | 10 | 100% |
| 2016 | 10 | 100% |
| 2017 | 4 | 75% |
| 2018 | 2 | 100% |
| 2019 | 8 | 100% |
| 2020 | 5 | 100% |
| 2021 | 4 | 75% |
| 2022 | 5 | 0% |
| 2023 | 1 | 0% |
| 2024 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Charlottesville Bureau of Credits, Inc filings cluster in one product
Charlottesville Bureau of Credits, Inc's 62 logged complaints stay concentrated: only 15 states show a filing. Only 35.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2024-07-28.
Charlottesville Bureau of Credits, Inc answers 83.9% of complaints inside the CFPB's tracked window and closes 85.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Charlottesville Bureau of Credits, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Charlottesville Bureau of Credits, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 62.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Charlottesville Bureau of Credits, Inc (83.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration