CFPB · Narrative-heavy record

CFW Holdings LLC

29 CFPB complaints · 62.1% with narratives · top issue Struggling to pay your loan.

29 CFPB complaints

CFW Holdings LLC: 62.1% of 29 filings include consumer narratives. Timely 79.3% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2018 to 2026

CFPB relief outcome brief

CCDB company cfw-holdings-llc

0% relief · 79.3% timely · 29 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

CFW Holdings LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among CFW Holdings LLC and nearest filing-volume peers

CFW Holdings LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of CFW Holdings LLC's 29 filings include narrative text

62.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 79.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

CFW Holdings LLC complaint mix by product

Total complaints: 29

CFW Holdings LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 29 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 11 complaints (37.9%), resolution 0.0% Debt collection 37.9% Payday loan,: 10 complaints (34.5%), resolution 0.0% Payday loan, 34.5% Payday loan,: 5 complaints (17.2%), resolution 0.0% Payday loan, 17.2% Credit reporting: 2 complaints (6.9%), resolution 0.0% Credit reporting 6.9% Credit reporting,: 1 complaints (3.4%), resolution 0.0%
  • Debt collection 11 37.9% 0% relief
  • Payday loan, 10 34.5% 0% relief
  • Payday loan, 5 17.2% 0% relief
  • Credit reporting 2 6.9% 0% relief
  • Credit reporting, 1 3.4% 0% relief

How CFW Holdings LLC's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 11
Payday loan, title loan, or personal loan 10
Payday loan, title loan, personal loan, or advance loan 5
Credit reporting or other personal consumer reports 2
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for CFW Holdings LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
75.9% of this company's filings
TX22MO7

CFW Holdings LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2018
0246810 20182019202020212022202420252026 1

Top States

State Complaints
TX 22
MO 7

Top Issues

Issue Complaints
Struggling to pay your loan 5
Threatened to contact someone or share information improperly 5
Can't stop withdrawals from your bank account 4
Communication tactics 3
Received a loan you didn't apply for 2
Written notification about debt 2
Charged fees or interest you didn't expect 2
Incorrect information on your report 1
Problem with a company's investigation into an existing problem 1
Took or threatened to take negative or legal action 1
Problem with the payoff process at the end of the loan 1
Can't contact lender or servicer 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2018 2 100%
2019 8 100%
2020 6 100%
2021 2 50%
2022 1 100%
2024 4 75%
2025 5 40%
2026 1 0%

Source: CFPB Consumer Complaint Database

CFW Holdings LLC's narrative-rich complaint ledger

CFW Holdings LLC's 29 logged complaints stay concentrated: only 2 states show a filing. 62.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-05-29.

CFW Holdings LLC answers 79.3% of complaints inside the CFPB's tracked window and closes 93.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Struggling to pay your loan."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CFW Holdings LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for CFW Holdings LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for CFW Holdings LLC (79.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record