CFPB · Single-product concentration

Centralized Business Solutions Company

39 CFPB complaints · 79.5% in "Debt collection" · top issue Written notification about debt.

39 CFPB complaints

Centralized Business Solutions Company: 79.5% of 39 CFPB complaints sit in "Debt collection". Timely 94.9% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2015 to 2025

CFPB relief outcome brief

CCDB company centralized-business-solutions-company

0% relief · 94.9% timely · 39 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Centralized Business Solutio…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Centralized Business Solutions Company and nearest filing-volume peers

Centralized Business Solutions Company closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Centralized Business Solutions Company's 39 filings include narrative text

51.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 94.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Centralized Business Solutions Company complaint mix by product

Total complaints: 39

Centralized Business Solutions Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 39 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 31 complaints (79.5%), resolution 0.0% Debt collection 79.5% Credit reporting,: 7 complaints (17.9%), resolution 0.0% Credit reporting, 17.9% Consumer Loan: 1 complaints (2.6%), resolution 0.0%
  • Debt collection 31 79.5% 0% relief
  • Credit reporting, 7 17.9% 0% relief
  • Consumer Loan 1 2.6% 0% relief

How Centralized Business Solutions Company's 39 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 31
Credit reporting, credit repair services, or other personal consumer reports 7
Consumer Loan 1

Concentrated filing states for Centralized Business Solutions Company

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
97.4% of this company's filings
OH38PA1

Centralized Business Solutions Company falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-50% vs 2015
0246810 2015201620172018201920202021202220232025 1

Top States

State Complaints
OH 38
PA 1

Top Issues

Issue Complaints
Written notification about debt 10
Communication tactics 7
Attempts to collect debt not owed 7
Incorrect information on your report 5
Threatened to contact someone or share information improperly 2
False statements or representation 2
Problems when you are unable to pay 1
Cont'd attempts collect debt not owed 1
Disclosure verification of debt 1
Took or threatened to take negative or legal action 1
Problem with a credit reporting company's investigation into an existing problem 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2016 1 100%
2017 4 100%
2018 7 85.7%
2019 1 100%
2020 5 100%
2021 8 100%
2022 6 100%
2023 4 100%
2025 1 0%

Source: CFPB Consumer Complaint Database

Centralized Business Solutions Company filings cluster in one product

Centralized Business Solutions Company's 39 logged complaints stay concentrated: only 2 states show a filing. 51.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-12-31.

Centralized Business Solutions Company answers 94.9% of complaints inside the CFPB's tracked window and closes 97.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Centralized Business Solutions Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Centralized Business Solutions Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Centralized Business Solutions Company (94.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration