Centennial Lending, LLC
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Centennial Lending, LLC complaint mix by product
- Mortgage 6 75.0% – 17% relief
- Debt collection 1 12.5% – 0% relief
- Vehicle loan 1 12.5% – 0% relief
How Centennial Lending, LLC's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 6 |
| Debt collection | 1 |
| Vehicle loan or lease | 1 |
Top States
| State | Complaints |
|---|---|
| CO | 4 |
| NE | 1 |
| PA | 1 |
| WY | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Loan servicing, payments, escrow account | 2 |
| Trouble during payment process | 1 |
| Struggling to pay mortgage | 1 |
| False statements or representation | 1 |
| Loan modification,collection,foreclosure | 1 |
| Application, originator, mortgage broker | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 1 | 0% |
| 2015 | 2 | 50% |
| 2020 | 1 | 100% |
| 2024 | 1 | 0% |
| 2025 | 2 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Centennial Lending, LLC
Centennial Lending, LLC's 8 logged complaints stay concentrated: only 5 states show a filing on record. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2025-09-26.
Centennial Lending, LLC answers 62.5% of complaints inside the CFPB's tracked window and closes 62.5% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan servicing, payments, escrow account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Centennial Lending, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Centennial Lending, LLC have?
8, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Centennial Lending, LLC respond to complaints on time?
62.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Centennial Lending, LLC?
"Loan servicing, payments, escrow account", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.