CFPB · Narrative-heavy record

Cash Link USA, LLC

34 CFPB complaints · 73.5% with narratives · top issue Written notification about debt.

34 CFPB complaints

Cash Link USA, LLC: 73.5% of 34 filings include consumer narratives. Timely 97.1% · relief 2.9% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2017 to 2026

CFPB relief outcome brief

CCDB company cash-link-usa-llc

2.9% relief · 97.1% timely · 34 filings · Debt collection

Nearest relief peer: Professional Recovery Management (2.9% relief)

Cash Link USA, LLC (this)2.9%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Cash Link USA, LLC and nearest filing-volume peers

Cash Link USA, LLC closes 2.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Cash Link USA, LLC's 34 filings include narrative text

73.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Cash Link USA, LLC complaint mix by product

Total complaints: 34

Cash Link USA, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 34 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 19 complaints (55.9%), resolution 0.0% Debt collection 55.9% Payday loan,: 8 complaints (23.5%), resolution 0.0% Payday loan, 23.5% Payday loan,: 7 complaints (20.6%), resolution 14.3% Payday loan, 20.6%
  • Debt collection 19 55.9% 0% relief
  • Payday loan, 8 23.5% 0% relief
  • Payday loan, 7 20.6% 14% relief

How Cash Link USA, LLC's 34 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 19
Payday loan, title loan, personal loan, or advance loan 8
Payday loan, title loan, or personal loan 7

Concentrated filing states for Cash Link USA, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
47.1% of this company's filings
TX16WI7MO6KS3GA2

Cash Link USA, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2017
0246810 201720192020202120222023202420252026 2

Top States

State Complaints
TX 16
WI 7
MO 6
KS 3
GA 2

Top Issues

Issue Complaints
Written notification about debt 5
Attempts to collect debt not owed 4
Took or threatened to take negative or legal action 4
False statements or representation 3
Problem with the payoff process at the end of the loan 3
Improper use of your report 2
Charged fees or interest you didn't expect 2
Struggling to pay your loan 2
Communication tactics 1
Loan payment wasn't credited to your account 1
Received a loan you didn't apply for 1
Getting the loan 1
Electronic communications 1
Was approved for a loan, but didn't receive the money 1
Can't stop withdrawals from your bank account 1
Threatened to contact someone or share information improperly 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2019 1 100%
2020 2 100%
2021 3 100%
2022 6 100%
2023 4 100%
2024 7 100%
2025 8 87.5%
2026 2 100%

Source: CFPB Consumer Complaint Database

Cash Link USA, LLC's 34 logged complaints stay concentrated: only 5 states show a filing. 73.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-05-01.

Cash Link USA, LLC answers 97.1% of complaints inside the CFPB's tracked window and closes 97.1% with a written explanation. 2.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cash Link USA, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Cash Link USA, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Cash Link USA, LLC (97.1% timely; 2.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record