CFPB · Single-product concentration

Capital Recovery Systems, Inc.

31 CFPB complaints · 100% in "Debt collection" · top issue Attempts to collect debt not owed.

31 CFPB complaints

Capital Recovery Systems, Inc.: 100% of 31 CFPB complaints sit in "Debt collection". Timely 67.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2014 to 2026

CFPB relief outcome brief

CCDB company capital-recovery-systems-inc

0% relief · 67.7% timely · 31 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Capital Recovery Systems, In…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Capital Recovery Systems, Inc. and nearest filing-volume peers

Capital Recovery Systems, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 31 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 67.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Capital Recovery Systems, Inc. complaint mix by product

Total complaints: 31

Capital Recovery Systems, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 31 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 31 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 31 100.0% 0% relief

How Capital Recovery Systems, Inc.'s 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 31

Concentrated filing states for Capital Recovery Systems, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
61.3% of this company's filings
OH19IN3NY1TX1FL1IA1GA1IL1

Capital Recovery Systems, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-66.7% vs 2014
0123456 20142015201620182019202020222023202420252026 1

Top States

State Complaints
OH 19
IN 3
NY 1
TX 1
FL 1
IA 1
GA 1
IL 1
PA 1
MD 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 12
False statements or representation 4
Written notification about debt 3
Cont'd attempts collect debt not owed 3
Communication tactics 3
Took or threatened to take negative or legal action 2
Electronic communications 1
Disclosure verification of debt 1
Taking/threatening an illegal action 1
Improper contact or sharing of info 1

Yearly Trend

Year Complaints Timely
2014 3 33.3%
2015 3 100%
2016 3 66.7%
2018 2 0%
2019 3 0%
2020 3 33.3%
2022 5 100%
2023 3 100%
2024 3 100%
2025 2 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Capital Recovery Systems, Inc. filings cluster in one product

Capital Recovery Systems, Inc.'s 31 logged complaints stay concentrated: only 10 states show a filing. Only 35.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-03-26.

Capital Recovery Systems, Inc. answers 67.7% of complaints inside the CFPB's tracked window and closes 93.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Capital Recovery Systems, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Capital Recovery Systems, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Capital Recovery Systems, Inc. (67.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration