2026 data Public-data reference. official source

Midwest Fidelity Services, LLC

168 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

168 consumer complaints filed with the CFPB

This profile shows Midwest Fidelity Services, LLC's complaint history from CFPB public records. 168 consumers have filed complaints since 2014. The company has a 97.6% timely response rate and has provided relief in 0% of cases.

168
Total Complaints
97.6%
Timely Response
1.2%
Disputed
0%
Relief Provided
36
States Active
2014
Since

Total complaints

168

Filed since 2014

Timely response

97.6%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 97.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Midwest Fidelity Services, LLC complaint mix by product

Total complaints: 168

Midwest Fidelity Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 168 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 145 complaints (86.3%), resolution 0.0% Debt collection 86.3% Credit reporting: 12 complaints (7.1%), resolution 0.0% Credit reporting 7.1% Payday loan,: 5 complaints (3.0%), resolution 0.0% Payday loan,: 3 complaints (1.8%), resolution 0.0% Payday loan: 2 complaints (1.2%), resolution 0.0% Credit reporting,: 1 complaints (0.6%), resolution 0.0%
  • Debt collection 145 86.3% 0% relief
  • Credit reporting 12 7.1% 0% relief
  • Payday loan, 5 3.0% 0% relief
  • Payday loan, 3 1.8% 0% relief
  • Payday loan 2 1.2% 0% relief
  • Credit reporting, 1 0.6% 0% relief

How Midwest Fidelity Services, LLC's 168 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 145
Credit reporting or other personal consumer reports 12
Payday loan, title loan, or personal loan 5
Payday loan, title loan, personal loan, or advance loan 3
Payday loan 2
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
TX 27
FL 18
MO 11
CA 11
GA 7
LA 7
IL 7
DE 6
AR 5
MD 5
NJ 4
NY 4
MS 4
KY 4
MI 4
VA 4
IN 4
PA 3
AL 3
MA 3

Top Issues

Issue Complaints
Attempts to collect debt not owed 66
Communication tactics 26
Written notification about debt 21
False statements or representation 11
Took or threatened to take negative or legal action 9
Incorrect information on your report 7
Electronic communications 6
Problem with a company's investigation into an existing problem 4
Charged fees or interest you didn't expect 3
Threatened to contact someone or share information improperly 3
Improper use of your report 2
Improper contact or sharing of info 2
Can't contact lender 1
Charged fees or interest I didn't expect 1
Cont'd attempts collect debt not owed 1
Problem with the payoff process at the end of the loan 1
Received a loan you didn't apply for 1
Getting the loan 1
Struggling to pay your loan 1
Loan payment wasn't credited to your account 1

Yearly Trend

Year Complaints Timely
2014 6 83.3%
2015 5 60%
2017 5 100%
2018 4 100%
2019 12 100%
2020 19 100%
2021 13 100%
2022 10 100%
2023 7 100%
2024 16 100%
2025 52 98.1%
2026 19 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Midwest Fidelity Services, LLC

Midwest Fidelity Services, LLC has accumulated 168 consumer complaints in the CFPB public database, with filings active across 36 U.S. states. Of those submissions, 53 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Midwest Fidelity Services, LLC reports a 97.6% timely-response rate and has closed 98.8% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Midwest Fidelity Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Midwest Fidelity Services, LLC have?

Midwest Fidelity Services, LLC has received 168 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Midwest Fidelity Services, LLC respond to complaints on time?

Midwest Fidelity Services, LLC has a 97.6% timely response rate to CFPB complaints.

What is the most common complaint about Midwest Fidelity Services, LLC?

The most common issue reported against Midwest Fidelity Services, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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