CFPB · Narrative-heavy record
Bonial & Associates, P.C
19 CFPB complaints · 42.1% with narratives · top issue Disclosure verification of debt.
Bonial & Associates, P.C: 42.1% of 19 filings include consumer narratives. Timely 73.7% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2015 to 2026
CFPB relief outcome brief
CCDB company bonial-associates-p-c
0% relief · 73.7% timely · 19 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Bonial & Associates, P.C closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Bonial & Associates, P.C's 19 filings include narrative text
42.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Bonial & Associates, P.C complaint mix by product
- Debt collection 11 57.9% – 0% relief
- Mortgage 7 36.8% – 0% relief
- Vehicle loan 1 5.3% – 0% relief
How Bonial & Associates, P.C's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 11 |
| Mortgage | 7 |
| Vehicle loan or lease | 1 |
Concentrated filing states for Bonial & Associates, P.C
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 47.4% of this company's filings
Bonial & Associates, P.C complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 9 |
| NJ | 4 |
| CA | 3 |
| MO | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Disclosure verification of debt | 6 |
| Application, originator, mortgage broker | 3 |
| Took or threatened to take negative or legal action | 2 |
| False statements or representation | 2 |
| Loan modification,collection,foreclosure | 2 |
| Struggling to pay mortgage | 1 |
| Attempts to collect debt not owed | 1 |
| Repossession | 1 |
| Loan servicing, payments, escrow account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2016 | 6 | 33.3% |
| 2017 | 5 | 100% |
| 2018 | 1 | 0% |
| 2023 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 2 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Bonial & Associates, P.C's narrative-rich complaint ledger
Bonial & Associates, P.C's 19 logged complaints stay concentrated: only 4 states show a filing. 42.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-02-26.
Bonial & Associates, P.C answers 73.7% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bonial & Associates, P.C.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Bonial & Associates, P.C: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 19.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 73.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Bonial & Associates, P.C (73.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record