CFPB · Single-product concentration
Benuck & Rainey, Inc.
93 CFPB complaints · 95.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Benuck & Rainey, Inc.: 95.7% of 93 CFPB complaints sit in "Debt collection". Timely 83.9% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2015 to 2026
CFPB relief outcome brief
CCDB company benuck-rainey-inc
0% relief · 83.9% timely · 93 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Benuck & Rainey, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Benuck & Rainey, Inc.'s 93 filings include narrative text
54.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Benuck & Rainey, Inc. complaint mix by product
- Debt collection 89 95.7% – 0% relief
- Credit reporting, 4 4.3% – 0% relief
How Benuck & Rainey, Inc.'s 93 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 89 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
Where Benuck & Rainey, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NH
- 18.3% of this company's filings
Benuck & Rainey, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 5
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| NH | 17 |
| MA | 11 |
| TX | 7 |
| CA | 7 |
| FL | 6 |
| ME | 4 |
| VA | 4 |
| GA | 3 |
| WA | 3 |
| CO | 3 |
| NY | 3 |
| SC | 2 |
| NV | 2 |
| NJ | 2 |
| MD | 2 |
| AL | 2 |
| LA | 2 |
| AZ | 2 |
| IL | 2 |
| ID | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 28 |
| Communication tactics | 16 |
| Written notification about debt | 15 |
| False statements or representation | 8 |
| Cont'd attempts collect debt not owed | 7 |
| Took or threatened to take negative or legal action | 5 |
| Disclosure verification of debt | 5 |
| Threatened to contact someone or share information improperly | 4 |
| Incorrect information on your report | 2 |
| Improper contact or sharing of info | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 5 | 100% |
| 2016 | 12 | 50% |
| 2017 | 11 | 45.5% |
| 2018 | 6 | 66.7% |
| 2019 | 6 | 83.3% |
| 2020 | 4 | 100% |
| 2021 | 5 | 100% |
| 2022 | 9 | 100% |
| 2023 | 9 | 100% |
| 2024 | 10 | 100% |
| 2025 | 11 | 100% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Benuck & Rainey, Inc. filings cluster in one product
Benuck & Rainey, Inc.'s 93 logged complaints stay concentrated: only 28 states show a filing. 54.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-20.
Benuck & Rainey, Inc. answers 83.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Benuck & Rainey, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Benuck & Rainey, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 93.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Benuck & Rainey, Inc. (83.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration