CFPB · Narrative-heavy record

APG Financial Inc

26 CFPB complaints · 46.2% with narratives · top issue Incorrect information on your report.

26 CFPB complaints

APG Financial Inc: 46.2% of 26 filings include consumer narratives. Timely 65.4% · relief 3.8% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +600% filings 2021 to 2026

CFPB relief outcome brief

CCDB company apg-financial-inc

3.8% relief · 65.4% timely · 26 filings · Vehicle loan or lease

Nearest relief peer: BRite Financial Services, Inc. (3.8% relief)

APG Financial Inc (this)3.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among APG Financial Inc and nearest filing-volume peers

APG Financial Inc closes 3.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of APG Financial Inc's 26 filings include narrative text

46.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 65.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

APG Financial Inc complaint mix by product

Total complaints: 26

APG Financial Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 14 complaints (53.8%), resolution 7.1% Vehicle loan 53.8% Credit reporting: 7 complaints (26.9%), resolution 0.0% Credit reporting 26.9% Debt collection: 4 complaints (15.4%), resolution 0.0% Debt collection 15.4% Credit reporting,: 1 complaints (3.8%), resolution 0.0%
  • Vehicle loan 14 53.8% 7% relief
  • Credit reporting 7 26.9% 0% relief
  • Debt collection 4 15.4% 0% relief
  • Credit reporting, 1 3.8% 0% relief

How APG Financial Inc's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 14
Credit reporting or other personal consumer reports 7
Debt collection 4
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for APG Financial Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
UT
88.5% of this company's filings
UT23TX2TN1

APG Financial Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+600% vs 2021
02468 202120222023202420252026 7

Top States

State Complaints
UT 23
TX 2
TN 1

Top Issues

Issue Complaints
Incorrect information on your report 5
Problem with a company's investigation into an existing problem 4
Problems at the end of the loan or lease 3
Repossession 3
False statements or representation 3
Improper use of your report 2
Struggling to pay your loan 2
Managing the loan or lease 2
Took or threatened to take negative or legal action 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2022 3 100%
2023 5 100%
2024 3 100%
2025 7 71.4%
2026 7 0%

Source: CFPB Consumer Complaint Database

APG Financial Inc's narrative-rich complaint ledger

APG Financial Inc's 26 logged complaints stay concentrated: only 3 states show a filing. 46.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-04-19.

APG Financial Inc answers 65.4% of complaints inside the CFPB's tracked window and closes 61.5% with a written explanation. 3.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about APG Financial Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for APG Financial Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for APG Financial Inc (65.4% timely; 3.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record