CFPB · Single-product concentration
Andrews & Cox, P.C.
75 CFPB complaints · 84% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Andrews & Cox, P.C.: 84% of 75 CFPB complaints sit in "Debt collection". Timely 98.7% · relief 36%. Allegations, not findings.
- Single-product concentration
- +100% filings 2014 to 2026
CFPB relief outcome brief
CCDB company andrews-cox-p-c
36% relief · 98.7% timely · 75 filings · Debt collection
Same-product relief peers
Nearest relief peer: Encore Capital Group Inc. (36% relief)
Andrews & Cox, P.C. closes 36% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Andrews & Cox, P.C.'s 75 filings include narrative text
54.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Andrews & Cox, P.C. complaint mix by product
- Debt collection 63 84.0% – 37% relief
- Credit reporting 4 5.3% – 50% relief
- Credit reporting, 3 4.0% – 0% relief
- Payday loan, 2 2.7% – 50% relief
- Student loan 2 2.7% – 0% relief
- Vehicle loan 1 1.3% – 100% relief
How Andrews & Cox, P.C.'s 75 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 63 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Student loan | 2 |
| Vehicle loan or lease | 1 |
Where Andrews & Cox, P.C. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IN
- 20% of this company's filings
Andrews & Cox, P.C. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +100% vs 2014
Top States
| State | Complaints |
|---|---|
| IN | 15 |
| TN | 8 |
| VA | 7 |
| GA | 7 |
| AL | 6 |
| MS | 6 |
| OH | 6 |
| SC | 5 |
| KY | 5 |
| IL | 4 |
| NC | 2 |
| NY | 1 |
| FL | 1 |
| MD | 1 |
| CT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 18 |
| False statements or representation | 16 |
| Attempts to collect debt not owed | 12 |
| Written notification about debt | 5 |
| Communication tactics | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Disclosure verification of debt | 3 |
| Incorrect information on your report | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Improper use of your report | 1 |
| Problem when making payments | 1 |
| Electronic communications | 1 |
| Charged fees or interest you didn't expect | 1 |
| Repossession | 1 |
| Dealing with my lender or servicer | 1 |
| Can't repay my loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 66.7% |
| 2015 | 1 | 100% |
| 2016 | 4 | 100% |
| 2017 | 6 | 100% |
| 2018 | 2 | 100% |
| 2019 | 1 | 100% |
| 2020 | 4 | 100% |
| 2021 | 3 | 100% |
| 2022 | 2 | 100% |
| 2023 | 8 | 100% |
| 2024 | 14 | 100% |
| 2025 | 21 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
Andrews & Cox, P.C. filings cluster in one product
Andrews & Cox, P.C.'s 75 logged complaints stay concentrated: only 15 states show a filing. 54.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-06.
Andrews & Cox, P.C. answers 98.7% of complaints inside the CFPB's tracked window and closes 64% with a written explanation. 36% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Andrews & Cox, P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Andrews & Cox, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 75.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Andrews & Cox, P.C. (98.7% timely; 36% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration