CFPB · Single-product concentration

Affiliated Acceptance Corporation

55 CFPB complaints · 78.2% in "Debt collection" · top issue Attempts to collect debt not owed.

55 CFPB complaints

Affiliated Acceptance Corporation: 78.2% of 55 CFPB complaints sit in "Debt collection". Timely 96.4% · relief 3.6%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2013 to 2025

CFPB relief outcome brief

CCDB company affiliated-acceptance-corporation

3.6% relief · 96.4% timely · 55 filings · Debt collection

Nearest relief peer: Advance Bureau of Collections (3.6% relief)

Affiliated Acceptance Corpor…3.6%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Affiliated Acceptance Corporation and nearest filing-volume peers

Affiliated Acceptance Corporation closes 3.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Affiliated Acceptance Corporation's 55 filings include narrative text

50.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Affiliated Acceptance Corporation complaint mix by product

Total complaints: 55

Affiliated Acceptance Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 55 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 43 complaints (78.2%), resolution 4.7% Debt collection 78.2% Consumer Loan: 4 complaints (7.3%), resolution 0.0% Consumer Loan 7.3% Credit reporting,: 4 complaints (7.3%), resolution 0.0% Credit reporting, 7.3% Credit reporting: 2 complaints (3.6%), resolution 0.0% Checking or: 1 complaints (1.8%), resolution 0.0% Payday loan,: 1 complaints (1.8%), resolution 0.0%
  • Debt collection 43 78.2% 5% relief
  • Consumer Loan 4 7.3% 0% relief
  • Credit reporting, 4 7.3% 0% relief
  • Credit reporting 2 3.6% 0% relief
  • Checking or 1 1.8% 0% relief
  • Payday loan, 1 1.8% 0% relief

How Affiliated Acceptance Corporation's 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 43
Consumer Loan 4
Credit reporting, credit repair services, or other personal consumer reports 4
Credit reporting or other personal consumer reports 2
Checking or savings account 1
Payday loan, title loan, or personal loan 1

Where Affiliated Acceptance Corporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
20% of this company's filings
TX11CA8OH6FL5GA5VA3AL3TN3

Affiliated Acceptance Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-66.7% vs 2013
051015 201320142015201620172018201920202021202220242025 1

Top States

State Complaints
TX 11
CA 8
OH 6
FL 5
GA 5
VA 3
AL 3
TN 3
AZ 2
IL 2
MA 1
PA 1
NM 1
IN 1
CO 1
MI 1
MD 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 13
Cont'd attempts collect debt not owed 13
Took or threatened to take negative or legal action 5
Communication tactics 4
False statements or representation 3
Incorrect information on your report 3
Improper use of your report 2
Managing the loan or lease 2
Disclosure verification of debt 2
Problem with a credit reporting company's investigation into an existing problem 2
Written notification about debt 2
Taking out the loan or lease 1
Improper contact or sharing of info 1
Problems when you are unable to pay 1
Problem with a lender or other company charging your account 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 4 75%
2015 4 100%
2016 9 100%
2017 7 100%
2018 14 100%
2019 6 100%
2020 1 100%
2021 4 75%
2022 1 100%
2024 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Affiliated Acceptance Corporation filings cluster in one product

Affiliated Acceptance Corporation's 55 logged complaints stay concentrated: only 17 states show a filing. 50.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-10-02.

Affiliated Acceptance Corporation answers 96.4% of complaints inside the CFPB's tracked window and closes 89.1% with a written explanation. 3.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Affiliated Acceptance Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Affiliated Acceptance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Affiliated Acceptance Corporation (96.4% timely; 3.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration