CFPB · Mid-pack CFPB posture
Advantage Credit, Inc.
360 CFPB complaints · 35 states · top issue Improper use of your report.
Advantage Credit, Inc. has 360 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +2500% filings 2015 to 2026
CFPB relief outcome brief
CCDB company advantage-credit-inc
0% relief · 100% timely · 360 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
Advantage Credit, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 360 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Advantage Credit, Inc. complaint mix by product
- Credit reporting 197 55.0% – 0% relief
- Credit reporting, 137 38.3% – 0% relief
- Mortgage 10 2.8% – 0% relief
- Debt collection 8 2.2% – 0% relief
- Credit card 2 0.6% – 0% relief
- Debt or 2 0.6% – 0% relief
- Credit reporting 2 0.6% – 0% relief
How Advantage Credit, Inc.'s 360 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 197 |
| Credit reporting, credit repair services, or other personal consumer reports | 137 |
| Mortgage | 10 |
| Debt collection | 8 |
| Credit card | 2 |
| Debt or credit management | 2 |
| Credit reporting | 2 |
| Credit card or prepaid card | 2 |
Where Advantage Credit, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 18.3% of this company's filings
Advantage Credit, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 26
- +2500% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 66 |
| TX | 56 |
| FL | 50 |
| NY | 24 |
| GA | 20 |
| MI | 16 |
| IL | 15 |
| OH | 10 |
| NC | 10 |
| WA | 9 |
| PA | 8 |
| CO | 7 |
| MD | 6 |
| AZ | 6 |
| NJ | 6 |
| VA | 6 |
| LA | 5 |
| SC | 4 |
| OR | 4 |
| MA | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 250 |
| Incorrect information on your report | 62 |
| Problem with a company's investigation into an existing problem | 14 |
| Applying for a mortgage or refinancing an existing mortgage | 7 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Attempts to collect debt not owed | 5 |
| Problem with fraud alerts or security freezes | 3 |
| Took or threatened to take negative or legal action | 2 |
| Charged upfront or unexpected fees | 1 |
| Problem with customer service | 1 |
| Identity theft protection or other monitoring services | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting a credit card | 1 |
| Incorrect information on credit report | 1 |
| Improper use of my credit report | 1 |
| Unable to get your credit report or credit score | 1 |
| Trouble during payment process | 1 |
| Fraud or scam | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2017 | 3 | 100% |
| 2018 | 5 | 100% |
| 2019 | 3 | 100% |
| 2020 | 22 | 100% |
| 2021 | 36 | 100% |
| 2022 | 45 | 100% |
| 2023 | 55 | 100% |
| 2024 | 67 | 100% |
| 2025 | 97 | 100% |
| 2026 | 26 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Advantage Credit, Inc.
Advantage Credit, Inc.'s 360 logged complaints stay concentrated: only 35 states show a filing. Only 33.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-25.
Advantage Credit, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 99.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Advantage Credit, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Advantage Credit, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 360.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Advantage Credit, Inc. (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture