CFPB · Diversified product mix

Advantage Auto Sales, Inc.

26 CFPB complaints · diversified mix (top product 34.6%) · top issue Improper use of your report.

26 CFPB complaints

Advantage Auto Sales, Inc.: top product "Credit reporting or other personal consumer reports" is only 34.6% of 26 - multi-bucket mix. Timely 88.5% · relief 3.8%. Allegations, not findings.

  • Diversified product mix
  • +300% filings 2018 to 2026

CFPB relief outcome brief

CCDB company advantage-auto-sales-inc

3.8% relief · 88.5% timely · 26 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Southern Auto Finance Co (3.7% relief)

Advantage Auto Sales, Inc. (…3.8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Advantage Auto Sales, Inc. and nearest filing-volume peers

Advantage Auto Sales, Inc. closes 3.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 26 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 88.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.8%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Advantage Auto Sales, Inc. complaint mix by product

Total complaints: 26

Advantage Auto Sales, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 9 complaints (34.6%), resolution 0.0% Credit reporting 34.6% Debt collection: 7 complaints (26.9%), resolution 0.0% Debt collection 26.9% Credit reporting,: 5 complaints (19.2%), resolution 0.0% Credit reporting, 19.2% Vehicle loan: 5 complaints (19.2%), resolution 20.0% Vehicle loan 19.2%
  • Credit reporting 9 34.6% 0% relief
  • Debt collection 7 26.9% 0% relief
  • Credit reporting, 5 19.2% 0% relief
  • Vehicle loan 5 19.2% 20% relief

How Advantage Auto Sales, Inc.'s 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 9
Debt collection 7
Credit reporting, credit repair services, or other personal consumer reports 5
Vehicle loan or lease 5

Concentrated filing states for Advantage Auto Sales, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
76.9% of this company's filings
IL20FL3IN1KY1CO1

Advantage Auto Sales, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
4
+300% vs 2018
02468 201820192020202120222023202420252026 4

Top States

State Complaints
IL 20
FL 3
IN 1
KY 1
CO 1

Top Issues

Issue Complaints
Improper use of your report 5
Problem with a company's investigation into an existing problem 4
Incorrect information on your report 3
Managing the loan or lease 3
Repossession 2
Written notification about debt 2
Problem with a credit reporting company's investigation into an existing problem 2
Attempts to collect debt not owed 2
Took or threatened to take negative or legal action 1
Communication tactics 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 1 100%
2020 2 100%
2021 2 100%
2022 3 100%
2023 2 100%
2024 6 100%
2025 5 40%
2026 4 100%

Source: CFPB Consumer Complaint Database

Advantage Auto Sales, Inc. spreads across product buckets

Advantage Auto Sales, Inc.'s 26 logged complaints stay concentrated: only 5 states show a filing. Only 38.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2026-05-04.

Advantage Auto Sales, Inc. answers 88.5% of complaints inside the CFPB's tracked window and closes 96.2% with a written explanation. 3.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Advantage Auto Sales, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Advantage Auto Sales, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Advantage Auto Sales, Inc. (88.5% timely; 3.8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix