CFPB · Narrative-heavy record
Action Financial Services, LLC
84 CFPB complaints · 40.5% with narratives · top issue Written notification about debt.
Action Financial Services, LLC: 40.5% of 84 filings include consumer narratives. Timely 97.6% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2014 to 2021
CFPB relief outcome brief
CCDB company action-financial-services-llc
0% relief · 97.6% timely · 84 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Action Financial Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Action Financial Services, LLC's 84 filings include narrative text
40.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Action Financial Services, LLC complaint mix by product
- Debt collection 51 60.7% – 0% relief
- Student loan 30 35.7% – 0% relief
- Credit reporting, 2 2.4% – 0% relief
- Other financial 1 1.2% – 0% relief
How Action Financial Services, LLC's 84 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 51 |
| Student loan | 30 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Other financial service | 1 |
Where Action Financial Services, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 11.9% of this company's filings
Action Financial Services, LLC complaints by year
Annual filing volume from the CFPB public database
- 2021
- 5
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| CA | 10 |
| TX | 8 |
| FL | 7 |
| NY | 7 |
| PA | 5 |
| OH | 4 |
| GA | 4 |
| AL | 4 |
| NC | 4 |
| MI | 3 |
| MA | 3 |
| IL | 3 |
| LA | 3 |
| NJ | 3 |
| AR | 2 |
| VA | 2 |
| MN | 2 |
| CO | 2 |
| AZ | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 20 |
| Dealing with your lender or servicer | 16 |
| Attempts to collect debt not owed | 12 |
| Communication tactics | 8 |
| Struggling to repay your loan | 7 |
| Dealing with my lender or servicer | 5 |
| Incorrect information on your report | 4 |
| False statements or representation | 3 |
| Disclosure verification of debt | 2 |
| Improper contact or sharing of info | 2 |
| Took or threatened to take negative or legal action | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Fraud or scam | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 5 | 80% |
| 2015 | 1 | 100% |
| 2016 | 7 | 100% |
| 2017 | 8 | 100% |
| 2018 | 23 | 100% |
| 2019 | 25 | 96% |
| 2020 | 10 | 100% |
| 2021 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Action Financial Services, LLC's narrative-rich complaint ledger
Action Financial Services, LLC's 84 logged complaints stay concentrated: only 25 states show a filing. 40.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2021-08-19.
Action Financial Services, LLC answers 97.6% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Action Financial Services, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Action Financial Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 84.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Action Financial Services, LLC (97.6% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record