CFPB · Single-product concentration

Accredited Collection Service, Inc.

45 CFPB complaints · 97.8% in "Debt collection" · top issue Took or threatened to take negative or legal action.

45 CFPB complaints

Accredited Collection Service, Inc.: 97.8% of 45 CFPB complaints sit in "Debt collection". Timely 88.9% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +66.7% filings 2015 to 2026

CFPB relief outcome brief

CCDB company accredited-collection-service-inc

0% relief · 88.9% timely · 45 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Accredited Collection Servic…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Accredited Collection Service, Inc. and nearest filing-volume peers

Accredited Collection Service, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Accredited Collection Service, Inc.'s 45 filings include narrative text

53.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 88.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Accredited Collection Service, Inc. complaint mix by product

Total complaints: 45

Accredited Collection Service, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 45 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 44 complaints (97.8%), resolution 0.0% Debt collection 97.8% Credit reporting: 1 complaints (2.2%), resolution 0.0%
  • Debt collection 44 97.8% 0% relief
  • Credit reporting 1 2.2% 0% relief

How Accredited Collection Service, Inc.'s 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 44
Credit reporting or other personal consumer reports 1

Concentrated filing states for Accredited Collection Service, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NE
64.4% of this company's filings
NE29IA5MO2FL2NJ1LA1CO1NY1

Accredited Collection Service, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
10
+66.7% vs 2015
024681012 20152016201720182019202020222023202420252026 10

Top States

State Complaints
NE 29
IA 5
MO 2
FL 2
NJ 1
LA 1
CO 1
NY 1
PA 1
MA 1
RI 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 11
Attempts to collect debt not owed 8
Written notification about debt 7
Communication tactics 7
False statements or representation 3
Cont'd attempts collect debt not owed 3
Improper contact or sharing of info 2
Disclosure verification of debt 2
Improper use of your report 1
Taking/threatening an illegal action 1

Yearly Trend

Year Complaints Timely
2015 6 33.3%
2016 2 50%
2017 4 100%
2018 2 100%
2019 3 100%
2020 2 100%
2022 2 100%
2023 2 100%
2024 4 100%
2025 8 100%
2026 10 100%

Source: CFPB Consumer Complaint Database

Accredited Collection Service, Inc. filings cluster in one product

Accredited Collection Service, Inc.'s 45 logged complaints stay concentrated: only 11 states show a filing. 53.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-25.

Accredited Collection Service, Inc. answers 88.9% of complaints inside the CFPB's tracked window and closes 97.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Accredited Collection Service, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Accredited Collection Service, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Accredited Collection Service, Inc. (88.9% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration