CFPB · Single-product concentration
Account Recovery Specialists, Inc.
59 CFPB complaints · 84.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Account Recovery Specialists, Inc.: 84.7% of 59 CFPB complaints sit in "Debt collection". Timely 88.1% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2026
CFPB relief outcome brief
CCDB company account-recovery-specialists-inc
0% relief · 88.1% timely · 59 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Account Recovery Specialists, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Account Recovery Specialists, Inc.'s 59 filings include narrative text
57.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Account Recovery Specialists, Inc. complaint mix by product
- Debt collection 50 84.7% – 0% relief
- Credit reporting, 7 11.9% – 0% relief
- Bank account 1 1.7% – 0% relief
- Money transfer, 1 1.7% – 0% relief
How Account Recovery Specialists, Inc.'s 59 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 50 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Bank account or service | 1 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for Account Recovery Specialists, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- KS
- 78% of this company's filings
Account Recovery Specialists, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 3
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| KS | 46 |
| OK | 4 |
| TX | 2 |
| FL | 2 |
| CO | 1 |
| MI | 1 |
| NC | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 14 |
| Written notification about debt | 12 |
| False statements or representation | 6 |
| Disclosure verification of debt | 5 |
| Took or threatened to take negative or legal action | 5 |
| Communication tactics | 4 |
| Incorrect information on your report | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Taking/threatening an illegal action | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Deposits and withdrawals | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Unexpected or other fees | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 4 | 100% |
| 2016 | 3 | 100% |
| 2017 | 3 | 100% |
| 2018 | 5 | 100% |
| 2019 | 6 | 100% |
| 2020 | 6 | 100% |
| 2021 | 9 | 88.9% |
| 2022 | 10 | 100% |
| 2023 | 1 | 100% |
| 2024 | 3 | 33.3% |
| 2025 | 3 | 0% |
| 2026 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
Account Recovery Specialists, Inc. filings cluster in one product
Account Recovery Specialists, Inc.'s 59 logged complaints stay concentrated: only 8 states show a filing. 57.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-23.
Account Recovery Specialists, Inc. answers 88.1% of complaints inside the CFPB's tracked window and closes 83.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Account Recovery Specialists, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Account Recovery Specialists, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 59.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Account Recovery Specialists, Inc. (88.1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration