CFPB · Coded-category record

Access Loan Company

8 CFPB complaints · mostly coded fields (0% narrative) · top issue Incorrect information on your report.

8 CFPB complaints

Access Loan Company: only 0% of 8 filings carry narrative text, mostly coded fields. Timely 62.5% · relief 0%. Allegations, not findings.

  • Coded-category record
  • 0% filings 2020 to 2025

CFPB relief outcome brief

CCDB company access-loan-company

0% relief · 62.5% timely · 8 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Access Loan Company (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Access Loan Company and nearest filing-volume peers

Access Loan Company closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 62.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Access Loan Company complaint mix by product

Total complaints: 8

Access Loan Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 3 complaints (37.5%), resolution 0.0% Credit reporting 37.5% Debt collection: 3 complaints (37.5%), resolution 0.0% Debt collection 37.5% Payday loan,: 1 complaints (12.5%), resolution 0.0% Payday loan, 12.5% Credit reporting,: 1 complaints (12.5%), resolution 0.0% Credit reporting, 12.5%
  • Credit reporting 3 37.5% 0% relief
  • Debt collection 3 37.5% 0% relief
  • Payday loan, 1 12.5% 0% relief
  • Credit reporting, 1 12.5% 0% relief

How Access Loan Company's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 3
Debt collection 3
Payday loan, title loan, personal loan, or advance loan 1
Credit reporting, credit repair services, or other personal consumer reports 1

Access Loan Company complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2020
012345 20202021202220242025 1

Top States

State Complaints
GA 8

Top Issues

Issue Complaints
Incorrect information on your report 3
Attempts to collect debt not owed 2
Improper use of your report 1
Problem with a company's investigation into an existing problem 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 1 0%
2022 1 100%
2024 4 50%
2025 1 100%

Source: CFPB Consumer Complaint Database

Access Loan Company's coded-category complaint ledger

Access Loan Company's 8 logged complaints stay concentrated: only 1 state shows a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2025-10-26.

Access Loan Company answers 62.5% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Access Loan Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Access Loan Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Access Loan Company (62.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Coded-category record