CFPB · Single-product concentration
Absolute Credit LLC
31 CFPB complaints · 80.6% in "Debt collection" · top issue Attempts to collect debt not owed.
Absolute Credit LLC: 80.6% of 31 CFPB complaints sit in "Debt collection". Timely 93.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- -42.9% filings 2018 to 2026
CFPB relief outcome brief
CCDB company absolute-credit-llc
0% relief · 93.5% timely · 31 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Absolute Credit LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Absolute Credit LLC's 31 filings include narrative text
64.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Absolute Credit LLC complaint mix by product
- Debt collection 25 80.6% – 0% relief
- Credit reporting, 4 12.9% – 0% relief
- Credit reporting 2 6.5% – 0% relief
How Absolute Credit LLC's 31 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 25 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 2 |
Where Absolute Credit LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 25.8% of this company's filings
Absolute Credit LLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- -42.9% vs 2018
Top States
| State | Complaints |
|---|---|
| NY | 8 |
| ME | 5 |
| PA | 4 |
| SC | 4 |
| FL | 2 |
| NJ | 2 |
| DE | 2 |
| GA | 2 |
| MI | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 11 |
| Written notification about debt | 6 |
| Incorrect information on your report | 4 |
| Communication tactics | 4 |
| False statements or representation | 4 |
| Improper use of your report | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 7 | 100% |
| 2019 | 4 | 100% |
| 2020 | 2 | 50% |
| 2021 | 4 | 100% |
| 2022 | 1 | 0% |
| 2023 | 1 | 100% |
| 2024 | 7 | 100% |
| 2025 | 1 | 100% |
| 2026 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Absolute Credit LLC filings cluster in one product
Absolute Credit LLC's 31 logged complaints stay concentrated: only 10 states show a filing. 64.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-05-04.
Absolute Credit LLC answers 93.5% of complaints inside the CFPB's tracked window and closes 96.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Absolute Credit LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Absolute Credit LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 31.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Absolute Credit LLC (93.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration