Total complaints
20
Filed since 2018
2026 data Public-data reference. official source
ABSOLUTE CREDIT LLC
20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
20 consumer complaints filed with the CFPB
This profile shows ABSOLUTE CREDIT LLC's complaint history from CFPB public records. 20 consumers have filed complaints since 2018. The company has a 95% timely response rate and has provided relief in 0% of cases.
20
Total Complaints
95%
Timely Response
0%
Disputed
0%
Relief Provided
10
States Active
2018
Since
Timely response
95%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 95.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
ABSOLUTE CREDIT LLC complaint mix by product
- Debt collection 16 80.0% – 0% relief
- Credit reporting, 3 15.0% – 0% relief
- Credit reporting 1 5.0% – 0% relief
How ABSOLUTE CREDIT LLC's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| NY | 5 |
| ME | 4 |
| NJ | 2 |
| DE | 2 |
| SC | 2 |
| GA | 1 |
| MI | 1 |
| PA | 1 |
| CO | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 9 |
| Communication tactics | 3 |
| Written notification about debt | 3 |
| Improper use of your report | 2 |
| Incorrect information on your report | 2 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 6 | 100% |
| 2019 | 4 | 100% |
| 2020 | 1 | 100% |
| 2021 | 3 | 100% |
| 2022 | 1 | 0% |
| 2024 | 4 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About ABSOLUTE CREDIT LLC
ABSOLUTE CREDIT LLC has accumulated 20 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2025-04-02, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, ABSOLUTE CREDIT LLC reports a 95% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ABSOLUTE CREDIT LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does ABSOLUTE CREDIT LLC have?
ABSOLUTE CREDIT LLC has received 20 consumer complaints filed with the Consumer Financial Protection Bureau.
Does ABSOLUTE CREDIT LLC respond to complaints on time?
ABSOLUTE CREDIT LLC has a 95% timely response rate to CFPB complaints.
What is the most common complaint about ABSOLUTE CREDIT LLC?
The most common issue reported against ABSOLUTE CREDIT LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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