CFPB · Mid-pack CFPB posture

AAS Debt Recovery, Inc.

63 CFPB complaints · 11 states · top issue Attempts to collect debt not owed.

63 CFPB complaints

AAS Debt Recovery, Inc. has 63 consumer complaints in the CFPB public database. Timely response is 98.4%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +800% filings 2015 to 2026

CFPB relief outcome brief

CCDB company aas-debt-recovery-inc

0% relief · 98.4% timely · 63 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

AAS Debt Recovery, Inc. (thi…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among AAS Debt Recovery, Inc. and nearest filing-volume peers

AAS Debt Recovery, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 63 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 98.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

AAS Debt Recovery, Inc. complaint mix by product

Total complaints: 63

AAS Debt Recovery, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 63 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 40 complaints (63.5%), resolution 0.0% Debt collection 63.5% Credit reporting,: 10 complaints (15.9%), resolution 0.0% Credit reporting, 15.9% Credit reporting: 10 complaints (15.9%), resolution 0.0% Credit reporting 15.9% Credit card: 1 complaints (1.6%), resolution 0.0% Credit reporting: 1 complaints (1.6%), resolution 0.0% Checking or: 1 complaints (1.6%), resolution 0.0%
  • Debt collection 40 63.5% 0% relief
  • Credit reporting, 10 15.9% 0% relief
  • Credit reporting 10 15.9% 0% relief
  • Credit card 1 1.6% 0% relief
  • Credit reporting 1 1.6% 0% relief
  • Checking or 1 1.6% 0% relief

How AAS Debt Recovery, Inc.'s 63 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 40
Credit reporting, credit repair services, or other personal consumer reports 10
Credit reporting or other personal consumer reports 10
Credit card 1
Credit reporting 1
Checking or savings account 1

Concentrated filing states for AAS Debt Recovery, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
PA
47.6% of this company's filings
PA30OH10MD6AL4NC4FL3VA2DC1

AAS Debt Recovery, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
9
+800% vs 2015
05101520 201520162017201820192020202120222023202420252026 9

Top States

State Complaints
PA 30
OH 10
MD 6
AL 4
NC 4
FL 3
VA 2
DC 1
TX 1
IL 1
GA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 20
Incorrect information on your report 8
Written notification about debt 7
Problem with a credit reporting company's investigation into an existing problem 6
False statements or representation 5
Problem with a company's investigation into an existing problem 3
Took or threatened to take negative or legal action 3
Cont'd attempts collect debt not owed 3
Improper use of your report 2
Disclosure verification of debt 2
Getting a credit card 1
Problem with fraud alerts or security freezes 1
Incorrect information on credit report 1
Managing an account 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 1 0%
2017 7 100%
2018 5 100%
2019 7 100%
2020 1 100%
2021 2 100%
2022 5 100%
2023 3 100%
2024 4 100%
2025 18 100%
2026 9 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about AAS Debt Recovery, Inc.

AAS Debt Recovery, Inc.'s 63 logged complaints stay concentrated: only 11 states show a filing. Only 34.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-05-18.

AAS Debt Recovery, Inc. answers 98.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AAS Debt Recovery, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for AAS Debt Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for AAS Debt Recovery, Inc. (98.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture