CFPB · Single-product concentration

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC

9 CFPB complaints · 88.9% in "Debt collection" · top issue Disclosure verification of debt.

9 CFPB complaints

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC: 88.9% of 9 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2014 to 2023

CFPB relief outcome brief

CCDB company a-r-c-accounts-recovery-u-s-a-corporation-llc

0% relief · 0% timely · 9 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

A.R.C. Accounts Recovery (U.…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among A.R.C. Accounts Recovery (U.S.A.) Corporation LLC and nearest filing-volume peers

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC complaint mix by product

Total complaints: 9

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (88.9%), resolution 0.0% Debt collection 88.9% Credit card: 1 complaints (11.1%), resolution 0.0% Credit card 11.1%
  • Debt collection 8 88.9% 0% relief
  • Credit card 1 11.1% 0% relief

How A.R.C. Accounts Recovery (U.S.A.) Corporation LLC's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit card or prepaid card 1

Where A.R.C. Accounts Recovery (U.S.A.) Corporation LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
22.2% of this company's filings
FL2TX1WA1CA1PA1NJ1VA1

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2023
1
-50% vs 2014
0.511.522.5 20142016201720182023 1

Top States

State Complaints
FL 2
TX 1
WA 1
CA 1
PA 1
NJ 1
VA 1

Top Issues

Issue Complaints
Disclosure verification of debt 2
Attempts to collect debt not owed 2
Other features, terms, or problems 1
Cont'd attempts collect debt not owed 1
Improper contact or sharing of info 1
False statements or representation 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2014 2 0%
2016 2 0%
2017 2 0%
2018 2 0%
2023 1 0%

Source: CFPB Consumer Complaint Database

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC filings cluster in one product

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC's 9 logged complaints stay concentrated: only 7 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2023-06-04.

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC answers 0% of complaints inside the CFPB's tracked window and closes 22.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about A.R.C. Accounts Recovery (U.S.A.) Corporation LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for A.R.C. Accounts Recovery (U.S.A.) Corporation LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for A.R.C. Accounts Recovery (U.S.A.) Corporation LLC (0% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration