CFPB · Narrative-heavy record
3G+1, Inc. dba California Auto Finance
7 CFPB complaints · 42.9% with narratives · top issue Repossession.
3G+1, Inc. dba California Auto Finance: 42.9% of 7 filings include consumer narratives. Timely 42.9% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +100% filings 2019 to 2025
CFPB relief outcome brief
CCDB company 3g-1-inc-dba-california-auto-finance
0% relief · 42.9% timely · 7 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
3G+1, Inc. dba California Auto Finance closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
3G+1, Inc. dba California Auto Finance complaint mix by product
- Vehicle loan 4 57.1% – 0% relief
- Credit reporting 1 14.3% – 0% relief
- Debt collection 1 14.3% – 0% relief
- Money transfer, 1 14.3% – 0% relief
How 3G+1, Inc. dba California Auto Finance's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 4 |
| Credit reporting or other personal consumer reports | 1 |
| Debt collection | 1 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for 3G+1, Inc. dba California Auto Finance
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 85.7% of this company's filings
3G+1, Inc. dba California Auto Finance rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 2
- +100% vs 2019
Top States
| State | Complaints |
|---|---|
| CA | 6 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Repossession | 3 |
| Managing the loan or lease | 1 |
| Improper use of your report | 1 |
| Attempts to collect debt not owed | 1 |
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2021 | 1 | 0% |
| 2024 | 3 | 66.7% |
| 2025 | 2 | 0% |
Source: CFPB Consumer Complaint Database
3G+1, Inc. dba California Auto Finance's narrative-rich complaint ledger
3G+1, Inc. dba California Auto Finance's 7 logged complaints stay concentrated: only 2 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2025-06-04.
3G+1, Inc. dba California Auto Finance answers 42.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Repossession."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about 3G+1, Inc. dba California Auto Finance.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for 3G+1, Inc. dba California Auto Finance: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 42.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for 3G+1, Inc. dba California Auto Finance (42.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record