| in the hopes that their business practices and training can be streamlined so that others don't waste their time and energy on such a pointless issue.,,Ocwen Financial Corporation,AZ,85202,,Consent provided,Web,2024-06-12,Closed with explanation,Yes,N/A,9244797 | 1 | 0.0% | there is no resolution. This is obviously a systems issue on the behalf of PHH |
| in the hopes they would be able to foreclose on my house. | 5 | 0.0% | I should have gone to XXXX XXXX XXXX when that loan disappeared from my accounts. My bad. However |
| in the hospital. XXXX hours away and yes we were going to divorce but agreed to wait a year until my XXXX XXXX and my XXXX XXXX was better and I believed him like an XXXX.. and he pulled this stunt and got away with it and won a default divorce. Yes that's small town GA for u. He illegally got me out of our joint banking accounts | 1 | 0.0% | 7 years would have been XXXX |
| in the last 90 days | 2 | 0.0% | the XXXXXXXX XXXX XXXX XXXX XXXX Credit Card from XXXX |
| in the last year they have recounted everything ( I requested it the first couple of times ) ). She said it would take at least 10 days for FedLoans to even know they needed to review my account | 1 | 0.0% | I called FedLoans in the morning. The first person I spoke with told me that they didn't know why I had received a letter denying my application. Then they told me it was a mistake and I should ignore it. Then they said that on their end it showed my application was still being reviewed and I should again |
| in the letter | 1 | 0.0% | they only blamed me and the CRAs |
| in the letter I had sent XX/XX/XXXX | 1 | 0.0% | in an attempt to gain details about the alleged debt and attempt to remedy the situation. I spoke with a male representative XXXX '' who stated I needed to verify my identity |
| in the letter saying Truist was restoring the money taken in the first invasion of my account invasion ; or ( d ) did not simply close the account on its own if it believed the account was in further jeopardy. | 1 | 0.0% | Truist ( a ) never timely informed my wife and I of the existence and significance of the proviso |
| in the loan agreement or disclosure statement provided to borrowers. These fees must be reasonable and can not exceed certain limits set by law. | 1 | 0.0% | respectively |
| in the lower 10 % federal income tax rate for XXXX which is up to {$11000.00} taxable ).... The office manager returned my cellar phone to me and directed me to sign my name. Again | 1 | 0.0% | I said that I could not afford the services. The office manager talked for over an hour about various subjects |
| in the mail to NAVY FEDERAL CREDIT UNION on XX/XX/2021. In the billing error notice | 1 | 0.0% | except : ( A ) A home-equity plan subject to the requirements of 226.5b that is accessed by a credit card ; or ( B ) An overdraft line of credit that is accessed by a debit card or an account number. Upon receiving my statement for the month of XXXX |
| in the meantime | 2 | 0.0% | his wife and uploaded everything requested |
| in the meantime please treat this debt as being in dispute | 1 | 0.0% | does your firm have a debt collection license from that place? If so |
| in the meantime please treat this debt as being in dispute and under discussion between us. | 4 | 0.0% | does your firm have a debt collection license from that place? If so |
| in the meantime please treat this debt as being in dispute and under discussion between us. In addition to providing the information requested above | 1 | 0.0% | does your firm have a debt collection license from that place? If so |
| in the meantime please treat this debt as being in dispute and under discussion between us.,,Capio Partners | 1 | 0.0% | does your firm have a debt collection license from that place? If so |
| in the meantime these collections can not be removed from my credit report. I do not know how long time they need to investigate it. The US bank will not consider my loan application because these collections are still in my credit report. | 1 | 0.0% | I contacted the three entities : XXXXXXXX XXXX XXXX |
| in the middle of Feb.. | 1 | 0.0% | and after 3x calls to SSA |
| in the middle of nowhere | 1 | 0.0% | on the other hand |
| in the Mortgage loan that between XXXX and myself and the loan that XXXX taking out against their XXXX XXXX from the investors of the XXXX. The XXXX investor loan which is a totally separated that took place after my Mortgage loan closing | 1 | 0.0% | and XXXX is in fact owner of the Mortgage Note but did not pay value and is not entitled to a repayment by me as they did not extend a loan to my or purchase the debt. However |
| in the name of the creditor ( AKA me | 1 | 0.0% | XX/XX/XXXX you reported alleged debt to XXXX |
| in the ordinary course of business | 2 | 0.0% | I am perplexed |
| in the past | 2 | 0.0% | the regulatory exceptions disqualifying claims under Regulation Esuch as consumer furnishing access |
| in the past Santander has called me a couple times when my friend missed a monthly payment | 1 | 0.0% | and I have included more information attached |
| in the phone calls he did review he didn't find THAT call | 1 | 0.0% | and then they make things right. I hadn't heard back from XXXX. I follow up on XX/XX/XXXX no response I call again XX/XX/XXXX and he finally calls me back stats that he only could find a few calls and absolutely no secure messages through their mesg center. I advised him he needed to recheck letting him know I have screen shots of the secured messages and also some recordings of phone calls he states he can not find. He asks to have a couple of hours and call me back with his new research findings. XXXX calls me back and has found some calls and listened to the recordings and admits that I was correct |
| in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties | 3 | 0.0% | Approved XX/XX/XXXX ( XXXX XXXX. XXXX ) Consumer Credit Protection Act TITLE VICONSUMER CREDIT REPORTING Sec. XXXX. [ XXXX XXXX. XXXX note ] This title may be cited as the Fair Credit Reporting Act. Sec. XXXX. [ XXXX XXXX. XXXX ] ( f ) The term consumer reporting agency means any person that |
| in the presence of myself and the maintenance person | 1 | 0.0% | XXXX XXXX |
| in the process of collecting his own debts uses any name other than his own which would indicate that a third person collecting or attempting to collect such debts. For the purpose of section 1692 ( 6 ) of this title | 2 | 0.0% | Exhibit C |
| in the process of collecting its own debts | 1 | 0.0% | or who regularly collects or attempts to collect |
| in the process of eviction at my residence | 1 | 0.0% | the customer agent were unprofessional and they could only escalte my issue |
| in the receivables existing in the initial accounts that XXXX owns | 1 | 0.0% | DE XXXX Subject : Demand for Immediate Cease of Debt Collection and XXXX Out of Account - Debt Amount : {$4400.00} ( Account # XXXX ) Dear Sir/Madam |
| in the same call. | 1 | 0.0% | can we make some payment arrangements because I did n't have a job at that time and I had a bad economical situation. And then I was surprised when she told me : No |
| in the same department | 1 | 0.0% | and the representatives provided me with conflicting and misleading information. XXXX |
| in the same manner as consumers are notified of the reinsertion of information under Section 1681i ( a ) ( 5 ) ( B ) of this title. The time frame for a consumer to be notified is within five business days after the reinsertion. | 3 | 0.0% | Section ( c ) of FCRA 605B ( 15 U.S.C. 1681c-2 ) would apply. Subsection ( c ) reads as follows : In general. A consumer reporting agency may decline to block or may rescind any block of information relating to a consumer under this Section if the consumer reporting agency reasonably determines that ( A ) the information was blocked in error or the consumer requested a block in error ; ( B ) the information was blocked |
| in the same manner the initial charge was made. | 1 | 0.0% | 2015. A TD Bank representative told me |
| in the same state during the same timeframe. They basically told me they couldn't further assist me. Another 2-3 phone calls with different agents yielded similar results. | 1 | 0.0% | First Citizens removed {$1100.00} from my account. I called them immediately and they informed me that they had revoked the credit following their investigation. They said that the credit was only provisionary |
| in the scenario that I immediately payback {$2000.00} | 1 | 0.0% | I received a call from an employee at the local branch who informed me that a refund of {$74.00} would be granted -- as this is the maximum amount allowed to be returned to customers with overdraft fees. I followed up with a request that I make monthly payments on the remainder of the fees |
| in the secure messaging on their own website | 1 | 0.0% | I noticed Navy Federal had increased the rate of the loan to 15.29 % without notifying me of the increase in my rate. When I called Navy Federal in XXXX to inquire |
| in the Spring/Summer of XXXX | 1 | 0.0% | but they were an adorable couple and my father |
| in the State of CALIFORNIA | 1 | 0.0% | XXXX off shore teams. These off shore teams |
| in the state of SC where the contractor is | 1 | 0.0% | yet because I hired a contractor to perform a job |
| in the supporting materials the bank sent me copies of | 1 | 0.0% | regarding the above complaint. After reading the letter |
| in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX | 1 | 0.0% | XXXX + {$19000.00} Needs Attention REVCO SOLUTIONS XXXX Reported : XXXX XXXX |
| in the U.S. District Court for the XXXX District of California Stop collection proceedings against me -Signatures on applications and accounts -Investigators report XXXX | 1 | 0.0% | acquisition |
| in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX | 1 | 0.0% | acquisition |
| in the United States as refugees. | 1 | 0.0% | my only niece like thousands of other XXXX were caught off-guard by the unexpected attack by XXXX and were forced to live in hiding and deprivation for weeks |
| in the US also. I also went to an attorney | 1 | 0.0% | not to worry about it and they would get it taken care of |
| in the use of any extortionate means ( 1 ) to collect or attempt to collect any extension of credit | 1 | 0.0% | XXXX XXXX |
| in the very last paragraph | 1 | 0.0% | XXXX |
| in the way that they induce ( through heavy advertising and 1 % or 3 % back ) their customers to use the Synchrony Car Care card to purchase gasoline | 1 | 0.0% | and that interest is accrued from the date of purchase |