CFPB · Narrative-heavy record
YKS Acceptance, Inc.
41 CFPB complaints · 53.7% with narratives · top issue Managing the loan or lease.
YKS Acceptance, Inc.: 53.7% of 41 filings include consumer narratives. Timely 12.2% · relief 4.9% · top product Consumer Loan. Allegations, not findings.
- Narrative-heavy record
- -95.8% filings 2016 to 2020
CFPB relief outcome brief
CCDB company yks-acceptance-inc
4.9% relief · 12.2% timely · 41 filings · Consumer Loan
Same-product relief peers
Nearest relief peer: CarFinance Capital LLC, Irvine, CA Branch (2.3% relief)
YKS Acceptance, Inc. closes 4.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of YKS Acceptance, Inc.'s 41 filings include narrative text
53.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
YKS Acceptance, Inc. complaint mix by product
- Consumer Loan 26 63.4% – 4% relief
- Vehicle loan 14 34.1% – 7% relief
- Credit reporting, 1 2.4% – 0% relief
How YKS Acceptance, Inc.'s 41 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Consumer Loan | 26 |
| Vehicle loan or lease | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for YKS Acceptance, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CO
- 80.5% of this company's filings
YKS Acceptance, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2020
- 1
- -95.8% vs 2016
Top States
| State | Complaints |
|---|---|
| CO | 33 |
| WY | 4 |
| IN | 2 |
| IA | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 15 |
| Problems when you are unable to pay | 8 |
| Taking out the loan or lease | 6 |
| Shopping for a loan or lease | 4 |
| Struggling to pay your loan | 3 |
| Getting a loan or lease | 3 |
| Problems at the end of the loan or lease | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 24 | 12.5% |
| 2017 | 8 | 0% |
| 2018 | 7 | 14.3% |
| 2019 | 1 | 100% |
| 2020 | 1 | 0% |
Source: CFPB Consumer Complaint Database
YKS Acceptance, Inc.'s narrative-rich complaint ledger
YKS Acceptance, Inc.'s 41 logged complaints stay concentrated: only 5 states show a filing. 53.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2020-07-24.
YKS Acceptance, Inc. answers 12.2% of complaints inside the CFPB's tracked window and closes 92.7% with a written explanation. 4.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Consumer Loan" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about YKS Acceptance, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for YKS Acceptance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 41.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 12.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for YKS Acceptance, Inc. (12.2% timely; 4.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record