CFPB · Narrative-heavy record

Wharthog Ventures LLC dba Loans Not Sharks

12 CFPB complaints · 66.7% with narratives · top issue Can't stop withdrawals from your bank account.

12 CFPB complaints

Wharthog Ventures LLC dba Loans Not Sharks: 66.7% of 12 filings include consumer narratives. Timely 25% · relief 0% · top product Debt collection. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2017 to 2026

CFPB relief outcome brief

CCDB company wharthog-ventures-llc-dba-loans-not-sharks

0% relief · 25% timely · 12 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Wharthog Ventures LLC dbaLoans Not Sharks (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Wharthog Ventures LLC dba Loans Not Sharks and nearest filing-volume peers

Wharthog Ventures LLC dba Loans Not Sharks closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Wharthog Ventures LLC dba Loans Not Sharks scores strongest on closed with explanation (54/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

13 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

25% of complaints answered inside the CFPB 15-day window

Closed with explanation

54 / 100 percentile-benchmarked

75% of complaints closed with an explanation to the consumer

Most of Wharthog Ventures LLC dba Loans Not Sharks's 12 filings include narrative text

66.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 25.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Wharthog Ventures LLC dba Loans Not Sharks complaint mix by product

Total complaints: 12

Wharthog Ventures LLC dba Loans Not Sharks complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 12 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 5 complaints (41.7%), resolution 0.0% Debt collection 41.7% Payday loan,: 5 complaints (41.7%), resolution 0.0% Payday loan, 41.7% Payday loan,: 2 complaints (16.7%), resolution 0.0% Payday loan, 16.7%
  • Debt collection 5 41.7% – 0% relief
  • Payday loan, 5 41.7% – 0% relief
  • Payday loan, 2 16.7% – 0% relief

How Wharthog Ventures LLC dba Loans Not Sharks's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 5
Payday loan, title loan, or personal loan 5
Payday loan, title loan, personal loan, or advance loan 2

Concentrated filing states for Wharthog Ventures LLC dba Loans Not Sharks

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
66.7% of this company's filings
MO8WI1CA1UT1ID1

Wharthog Ventures LLC dba Loans Not Sharks complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2017
0123456 20172018201920232026 1

Top States

State Complaints
MO 8
WI 1
CA 1
UT 1
ID 1

Top Issues

Issue Complaints
Can't stop withdrawals from your bank account 2
Struggling to pay your loan 2
Took or threatened to take negative or legal action 1
Written notification about debt 1
False statements or representation 1
Charged fees or interest you didn't expect 1
Threatened to contact someone or share information improperly 1
Problem with the payoff process at the end of the loan 1
Money was taken from your bank account on the wrong day or for the wrong amount 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2017 1 0%
2018 5 0%
2019 3 100%
2023 2 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

Wharthog Ventures LLC dba Loans Not Sharks's narrative-rich complaint ledger

Wharthog Ventures LLC dba Loans Not Sharks's 12 logged complaints stay concentrated: only 5 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-03-14.

Wharthog Ventures LLC dba Loans Not Sharks answers 25% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Can't stop withdrawals from your bank account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wharthog Ventures LLC dba Loans Not Sharks.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Wharthog Ventures LLC dba Loans Not Sharks: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Wharthog Ventures LLC dba Loans Not Sharks (25% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record