CFPB · Single-product concentration

Trust Financial LLC

49 CFPB complaints · 91.8% in "Debt collection" · top issue Attempts to collect debt not owed.

49 CFPB complaints

Trust Financial LLC: 91.8% of 49 CFPB complaints sit in "Debt collection". Timely 81.6% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2026

CFPB relief outcome brief

CCDB company trust-financial-llc

0% relief · 81.6% timely · 49 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Trust Financial LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Trust Financial LLC and nearest filing-volume peers

Trust Financial LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Trust Financial LLC's 49 filings include narrative text

46.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 81.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Trust Financial LLC complaint mix by product

Total complaints: 49

Trust Financial LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 49 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 45 complaints (91.8%), resolution 0.0% Debt collection 91.8% Credit reporting,: 3 complaints (6.1%), resolution 0.0% Credit reporting, 6.1% Credit reporting: 1 complaints (2.0%), resolution 0.0%
  • Debt collection 45 91.8% 0% relief
  • Credit reporting, 3 6.1% 0% relief
  • Credit reporting 1 2.0% 0% relief

How Trust Financial LLC's 49 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 45
Credit reporting, credit repair services, or other personal consumer reports 3
Credit reporting or other personal consumer reports 1

Where Trust Financial LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WY
36.7% of this company's filings
WY18ID17MT3UT2CO2MN1CA1WA1

Trust Financial LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
2
0% vs 2014
05101520 2014201620182020202220242026 2

Top States

State Complaints
WY 18
ID 17
MT 3
UT 2
CO 2
MN 1
CA 1
WA 1
FL 1
NV 1
OR 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 13
Written notification about debt 8
Took or threatened to take negative or legal action 7
False statements or representation 5
Threatened to contact someone or share information improperly 3
Communication tactics 3
Taking/threatening an illegal action 3
Incorrect information on your report 2
Improper use of your report 1
Improper contact or sharing of info 1
Cont'd attempts collect debt not owed 1
Disclosure verification of debt 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2014 2 0%
2015 1 0%
2016 4 50%
2017 3 100%
2018 2 100%
2019 2 100%
2020 1 100%
2021 1 100%
2022 4 100%
2023 6 100%
2024 6 100%
2025 15 80%
2026 2 50%

Source: CFPB Consumer Complaint Database

Trust Financial LLC filings cluster in one product

Trust Financial LLC's 49 logged complaints stay concentrated: only 11 states show a filing. 46.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-02-10.

Trust Financial LLC answers 81.6% of complaints inside the CFPB's tracked window and closes 93.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Trust Financial LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Trust Financial LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Trust Financial LLC (81.6% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration