CFPB · Single-product concentration
The Law Offices of Barry J. Gammons, PLLC
11 CFPB complaints · 81.8% in "Debt collection" · top issue Written notification about debt.
The Law Offices of Barry J. Gammons, PLLC: 81.8% of 11 CFPB complaints sit in "Debt collection". Timely 18.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- -33.3% filings 2015 to 2026
CFPB relief outcome brief
CCDB company the-law-offices-of-barry-j-gammons-pllc
0% relief · 18.2% timely · 11 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
The Law Offices of Barry J. Gammons, PLLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
The Law Offices of Barry J. Gammons, PLLC scores strongest on closed with explanation (33/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
18.2% of complaints answered inside the CFPB 15-day window
Closed with explanation
33 / 100 percentile-benchmarked
63.6% of complaints closed with an explanation to the consumer
How 11 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
The Law Offices of Barry J. Gammons, PLLC complaint mix by product
- Debt collection 9 81.8% – 0% relief
- Payday loan, 1 9.1% – 0% relief
- Payday loan, 1 9.1% – 0% relief
How The Law Offices of Barry J. Gammons, PLLC's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 9 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for The Law Offices of Barry J. Gammons, PLLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 90.9% of this company's filings
The Law Offices of Barry J. Gammons, PLLC falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- -33.3% vs 2015
Top States
| State | Complaints |
|---|---|
| TN | 10 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 2 |
| Taking/threatening an illegal action | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Took or threatened to take negative or legal action | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| False statements or representation | 1 |
| Improper contact or sharing of info | 1 |
| Disclosure verification of debt | 1 |
| Struggling to pay your loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 0% |
| 2016 | 1 | 0% |
| 2018 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 0% |
| 2025 | 2 | 0% |
| 2026 | 2 | 0% |
Source: CFPB Consumer Complaint Database
The Law Offices of Barry J. Gammons, PLLC filings cluster in one product
The Law Offices of Barry J. Gammons, PLLC's 11 logged complaints stay concentrated: only 2 states show a filing. Only 27.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-02-13.
The Law Offices of Barry J. Gammons, PLLC answers 18.2% of complaints inside the CFPB's tracked window and closes 63.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Law Offices of Barry J. Gammons, PLLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for The Law Offices of Barry J. Gammons, PLLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 11.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 18.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for The Law Offices of Barry J. Gammons, PLLC (18.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration