CFPB · Single-product concentration
S & S Recovery, Inc.
154 CFPB complaints · 74.7% in "Debt collection" · top issue Attempts to collect debt not owed.
S & S Recovery, Inc.: 74.7% of 154 CFPB complaints sit in "Debt collection". Timely 98.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- +2350% filings 2014 to 2026
CFPB relief outcome brief
CCDB company s-s-recovery-inc
0% relief · 98.7% timely · 154 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
S & S Recovery, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 154 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
S & S Recovery, Inc. complaint mix by product
- Debt collection 115 74.7% – 0% relief
- Credit reporting 27 17.5% – 0% relief
- Credit reporting, 8 5.2% – 0% relief
- Student loan 4 2.6% – 0% relief
How S & S Recovery, Inc.'s 154 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 115 |
| Credit reporting or other personal consumer reports | 27 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Student loan | 4 |
Concentrated filing states for S & S Recovery, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 63% of this company's filings
S & S Recovery, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 49
- +2350% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 97 |
| MS | 21 |
| LA | 6 |
| TN | 5 |
| FL | 5 |
| MO | 4 |
| GA | 3 |
| AZ | 3 |
| CA | 3 |
| IA | 3 |
| AR | 2 |
| CO | 1 |
| NC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 36 |
| Took or threatened to take negative or legal action | 30 |
| Incorrect information on your report | 19 |
| Written notification about debt | 16 |
| False statements or representation | 13 |
| Communication tactics | 10 |
| Problem with a company's investigation into an existing problem | 8 |
| Improper use of your report | 5 |
| Disclosure verification of debt | 3 |
| Threatened to contact someone or share information improperly | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Electronic communications | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Issue where my lender is my school | 1 |
| Dealing with my lender or servicer | 1 |
| Dealing with your lender or servicer | 1 |
| Getting a loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 2 | 100% |
| 2016 | 2 | 50% |
| 2017 | 2 | 50% |
| 2018 | 2 | 100% |
| 2019 | 2 | 100% |
| 2020 | 5 | 100% |
| 2021 | 2 | 100% |
| 2022 | 7 | 100% |
| 2023 | 11 | 100% |
| 2024 | 21 | 100% |
| 2025 | 47 | 100% |
| 2026 | 49 | 100% |
Source: CFPB Consumer Complaint Database
S & S Recovery, Inc. filings cluster in one product
S & S Recovery, Inc.'s 154 logged complaints stay concentrated: only 13 states show a filing. Only 27.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-16.
S & S Recovery, Inc. answers 98.7% of complaints inside the CFPB's tracked window and closes 99.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about S & S Recovery, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for S & S Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 154.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for S & S Recovery, Inc. (98.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration