2026 data Public-data reference. official source

S & S Recovery, Inc.

111 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

111 consumer complaints filed with the CFPB

This profile shows S & S Recovery, Inc.'s complaint history from CFPB public records. 111 consumers have filed complaints since 2014. The company has a 98.2% timely response rate and has provided relief in 0% of cases.

111
Total Complaints
98.2%
Timely Response
1.8%
Disputed
0%
Relief Provided
12
States Active
2014
Since

Total complaints

111

Filed since 2014

Timely response

98.2%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

S & S Recovery, Inc. complaint mix by product

Total complaints: 111

S & S Recovery, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 111 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 80 complaints (72.1%), resolution 0.0% Debt collection 72.1% Credit reporting: 22 complaints (19.8%), resolution 0.0% Credit reporting 19.8% Credit reporting,: 5 complaints (4.5%), resolution 0.0% Student loan: 4 complaints (3.6%), resolution 0.0%
  • Debt collection 80 72.1% 0% relief
  • Credit reporting 22 19.8% 0% relief
  • Credit reporting, 5 4.5% 0% relief
  • Student loan 4 3.6% 0% relief

How S & S Recovery, Inc.'s 111 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 80
Credit reporting or other personal consumer reports 22
Credit reporting, credit repair services, or other personal consumer reports 5
Student loan 4

Top States

State Complaints
TX 66
MS 16
TN 5
LA 5
MO 4
IA 3
CA 3
AR 2
GA 2
FL 2
AZ 2
CO 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 22
Took or threatened to take negative or legal action 16
Written notification about debt 15
Incorrect information on your report 15
Communication tactics 10
False statements or representation 8
Problem with a company's investigation into an existing problem 7
Improper use of your report 4
Threatened to contact someone or share information improperly 3
Disclosure verification of debt 3
Cont'd attempts collect debt not owed 2
Dealing with your lender or servicer 1
Problem with a credit reporting company's investigation into an existing problem 1
Issue where my lender is my school 1
Getting a loan 1
Dealing with my lender or servicer 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 2 100%
2016 2 50%
2017 2 50%
2018 2 100%
2019 2 100%
2020 4 100%
2021 2 100%
2022 4 100%
2023 10 100%
2024 21 100%
2025 34 100%
2026 24 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About S & S Recovery, Inc.

S & S Recovery, Inc. has accumulated 111 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 20 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, S & S Recovery, Inc. reports a 98.2% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating S & S Recovery, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does S & S Recovery, Inc. have?

S & S Recovery, Inc. has received 111 consumer complaints filed with the Consumer Financial Protection Bureau.

Does S & S Recovery, Inc. respond to complaints on time?

S & S Recovery, Inc. has a 98.2% timely response rate to CFPB complaints.

What is the most common complaint about S & S Recovery, Inc.?

The most common issue reported against S & S Recovery, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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