CFPB · Single-product concentration
Rubin & Debski, P.A.
40 CFPB complaints · 90% in "Debt collection" · top issue Attempts to collect debt not owed.
Rubin & Debski, P.A.: 90% of 40 CFPB complaints sit in "Debt collection". Timely 42.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- +400% filings 2013 to 2026
CFPB relief outcome brief
CCDB company rubin-debski-p-a
0% relief · 42.5% timely · 40 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Rubin & Debski, P.A. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Rubin & Debski, P.A.'s 40 filings include narrative text
42.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Rubin & Debski, P.A. complaint mix by product
- Debt collection 36 90.0% – 0% relief
- Debt or 2 5.0% – 0% relief
- Credit card 1 2.5% – 0% relief
- Credit card 1 2.5% – 0% relief
How Rubin & Debski, P.A.'s 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 36 |
| Debt or credit management | 2 |
| Credit card | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Rubin & Debski, P.A.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 92.5% of this company's filings
Rubin & Debski, P.A. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +400% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 37 |
| VA | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 8 |
| Took or threatened to take negative or legal action | 6 |
| Cont'd attempts collect debt not owed | 5 |
| False statements or representation | 5 |
| Disclosure verification of debt | 4 |
| Communication tactics | 3 |
| Taking/threatening an illegal action | 2 |
| Improper contact or sharing of info | 2 |
| Written notification about debt | 1 |
| Didn't provide services promised | 1 |
| Closing your account | 1 |
| Charged upfront or unexpected fees | 1 |
| Getting a credit card | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 3 | 66.7% |
| 2015 | 7 | 0% |
| 2016 | 2 | 0% |
| 2017 | 7 | 0% |
| 2018 | 1 | 0% |
| 2019 | 3 | 33.3% |
| 2020 | 3 | 66.7% |
| 2021 | 1 | 0% |
| 2023 | 2 | 100% |
| 2024 | 3 | 100% |
| 2025 | 2 | 100% |
| 2026 | 5 | 80% |
Source: CFPB Consumer Complaint Database
Rubin & Debski, P.A. filings cluster in one product
Rubin & Debski, P.A.'s 40 logged complaints stay concentrated: only 3 states show a filing. 42.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-10.
Rubin & Debski, P.A. answers 42.5% of complaints inside the CFPB's tracked window and closes 42.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rubin & Debski, P.A..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Rubin & Debski, P.A.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 40.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 42.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Rubin & Debski, P.A. (42.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration