CFPB · Single-product concentration
Roosen, Varchetti & Olivier, PLLC
145 CFPB complaints · 89% in "Debt collection" · top issue Attempts to collect debt not owed.
Roosen, Varchetti & Olivier, PLLC: 89% of 145 CFPB complaints sit in "Debt collection". Timely 99.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- +450% filings 2014 to 2026
CFPB relief outcome brief
CCDB company roosen-varchetti-olivier-pllc
0% relief · 99.3% timely · 145 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Roosen, Varchetti & Olivier, PLLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Roosen, Varchetti & Olivier, PLLC's 145 filings include narrative text
53.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Roosen, Varchetti & Olivier, PLLC complaint mix by product
- Debt collection 129 90.2% – 0% relief
- Student loan 6 4.2% – 0% relief
- Credit reporting, 3 2.1% – 0% relief
- Checking or 2 1.4% – 0% relief
- Credit card 1 0.7% – 0% relief
- Debt or 1 0.7% – 0% relief
- Credit reporting 1 0.7% – 0% relief
How Roosen, Varchetti & Olivier, PLLC's 145 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 129 |
| Student loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Checking or savings account | 2 |
| Credit card | 1 |
| Debt or credit management | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Vehicle loan or lease | 1 |
| Consumer Loan | 1 |
Concentrated filing states for Roosen, Varchetti & Olivier, PLLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 58.6% of this company's filings
Roosen, Varchetti & Olivier, PLLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 22
- +450% vs 2014
Top States
| State | Complaints |
|---|---|
| MI | 85 |
| GA | 50 |
| AZ | 3 |
| IL | 2 |
| NC | 1 |
| MD | 1 |
| TX | 1 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 37 |
| Took or threatened to take negative or legal action | 37 |
| Written notification about debt | 18 |
| False statements or representation | 16 |
| Communication tactics | 8 |
| Dealing with your lender or servicer | 5 |
| Cont'd attempts collect debt not owed | 4 |
| Improper contact or sharing of info | 4 |
| Taking/threatening an illegal action | 4 |
| Incorrect information on your report | 3 |
| Problem with a lender or other company charging your account | 2 |
| Struggling to pay your bill | 1 |
| Didn't provide services promised | 1 |
| Getting a loan | 1 |
| Getting a loan or lease | 1 |
| Disclosure verification of debt | 1 |
| Problems when you are unable to pay | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 100% |
| 2015 | 6 | 100% |
| 2016 | 4 | 100% |
| 2017 | 11 | 100% |
| 2018 | 11 | 100% |
| 2019 | 7 | 100% |
| 2020 | 7 | 100% |
| 2021 | 6 | 100% |
| 2022 | 13 | 100% |
| 2023 | 13 | 100% |
| 2024 | 15 | 100% |
| 2025 | 26 | 100% |
| 2026 | 22 | 95.5% |
Source: CFPB Consumer Complaint Database
Roosen, Varchetti & Olivier, PLLC filings cluster in one product
Roosen, Varchetti & Olivier, PLLC's 145 logged complaints stay concentrated: only 8 states show a filing. 53.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-10.
Roosen, Varchetti & Olivier, PLLC answers 99.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Roosen, Varchetti & Olivier, PLLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Roosen, Varchetti & Olivier, PLLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 145.
- American Pacific Mortgage Δ 0 complaints · 6.2% relief 145complaints
- Everest Receivable Services Inc. Δ 0 complaints · 0% relief 145complaints
- High Point Asset Inc Δ 0 complaints · 0% relief 145complaints
- Neighborhood Assistance Corporation of America ("NACA") Δ 0 complaints · 2.8% relief 145complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Roosen, Varchetti & Olivier, PLLC (99.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration