CFPB · Single-product concentration
R J Baucum Enterprises, Inc.
27 CFPB complaints · 81.5% in "Debt collection" · top issue Communication tactics.
R J Baucum Enterprises, Inc.: 81.5% of 27 CFPB complaints sit in "Debt collection". Timely 63% · relief 0%. Allegations, not findings.
- Single-product concentration
- -50% filings 2015 to 2023
CFPB relief outcome brief
CCDB company r-j-baucum-enterprises-inc
0% relief · 63% timely · 27 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
R J Baucum Enterprises, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of R J Baucum Enterprises, Inc.'s 27 filings include narrative text
44.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
R J Baucum Enterprises, Inc. complaint mix by product
- Debt collection 22 81.5% – 0% relief
- Credit reporting, 4 14.8% – 0% relief
- Mortgage 1 3.7% – 0% relief
How R J Baucum Enterprises, Inc.'s 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 22 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Mortgage | 1 |
Concentrated filing states for R J Baucum Enterprises, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 70.4% of this company's filings
R J Baucum Enterprises, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2023
- 1
- -50% vs 2015
Top States
| State | Complaints |
|---|---|
| TX | 19 |
| AR | 3 |
| MD | 1 |
| CA | 1 |
| OK | 1 |
| MO | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 6 |
| Attempts to collect debt not owed | 6 |
| False statements or representation | 4 |
| Written notification about debt | 3 |
| Cont'd attempts collect debt not owed | 2 |
| Incorrect information on your report | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Struggling to pay mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 50% |
| 2016 | 4 | 0% |
| 2017 | 2 | 50% |
| 2019 | 6 | 50% |
| 2020 | 5 | 80% |
| 2021 | 5 | 100% |
| 2022 | 2 | 100% |
| 2023 | 1 | 100% |
Source: CFPB Consumer Complaint Database
R J Baucum Enterprises, Inc. filings cluster in one product
R J Baucum Enterprises, Inc.'s 27 logged complaints stay concentrated: only 7 states show a filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2023-01-11.
R J Baucum Enterprises, Inc. answers 63% of complaints inside the CFPB's tracked window and closes 96.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about R J Baucum Enterprises, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for R J Baucum Enterprises, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 27.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 63%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for R J Baucum Enterprises, Inc. (63% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration